ORA Policy® | MobilePhone Insurance & Extended Warranty
Is your Smartphone Protected? Protect your Smartphone from all kind of Accidental Damages & Theft from ORA Policy® Smartphone Protection Plan.
Also get FREE INTERNATIONAL Extended Warranty with every plan you purchase.
Your Ultimate Guide to know about Mobile Insurance Plan.
Let’s know more about Mobile phone Insurance: Smartphones are among the most popular mobile phones worldwide and there are good reasons for it. They are now a integral part of ones life, we cannot even think our life without having smartphone. Nevertheless, they are not only high in prices but also can easily damaged or destroyed. Mobile Insurance plans provide the financial coverage of loss, damage through accident or theft/robbery, all of which bring the peace of mind to the Mobile users in India.
In this article, we'll take a closer look at Mobile Insurance plans in India, including the benefits, coverage, and how to choose the right plan for your needs. Benefits of Mobile Insurance Plans in India Types of Mobile Insurance Plans How to Choose the Right Mobile Insurance Plan Coverage and Exclusions of Mobile Insurance Plans.:
- Protection against Accidental Damage.
- Coverage against Loss and Theft.
- Free International Extended Warranty.
Checkout the Plan Details and Premium of Mobile Insurance Plan!
Protect Your New-Old Mobile with ORA Policy® Mobile Insurance Plan.
Smartphones are not only expensive but also very fragile, In event of any damage, Repair and replacements of Smartphones are too expensive and may cost you minimum 10,000 INR for a small damage to 1 Lakh for entire Mobile replacement but Mobile Insurance with ORA Policy® give a peace of mind from all acciental damages and theft loss.
COVERAGE & BENEFITS
- All Damages Covered: Screen Crack, Display Damage, Liquid Damage, MotherBoard Damage & Malfunctions Covered.
- Theft & Loss Covered: Get upto 90% from Theft/Loss/burglary/Snatching Etc.
- FREE Extended warranty: You get FREE Extended warranty with Every ORA Protection Plan.
- NO CLAIM BONUS:Get Upto 50% Cashback on NO CLAIM CASE directly in your Bank account.
- Genuine Parts: All Repairs and Replacements are done from its brand Authorised Service Centers.
- Super Fast Claims: Time is important, All Claims are resolved in 48 hours time frame.
In case of delay in claim beyond promised time, you get a new Mobile of same make and model without any further questions. All claims are PRE-APPROVED!
- ORA Policy®
Why Do You Need Mobile Insurance?
Your smartphone is likely one of the most essential—and expensive—items you own. From staying connected with loved ones to managing work, banking, and even controlling smart home devices, your mobile phone is central to daily life. But accidents happen when you least expect them: a slippery grip leads to a shattered screen, a spilled drink fries internal components, or a moment of distraction leaves your phone stolen. Without mobile insurance, you could be facing repair bills that cost hundreds or even the full price of a replacement—a financial hit most people aren’t prepared for.
Mobile insurance acts as a safety net, covering accidental damage, liquid spills, hardware malfunctions, theft, and even loss in some cases. Many plans also offer temporary replacement phones so you’re never left disconnected. For frequent travelers, some policies extend coverage internationally, protecting your device no matter where you are. Given how much we rely on smartphones, going without insurance is a gamble. A single mishap could disrupt your routine, work, or even emergency communication.
Beyond accidents, wear and tear over time can lead to battery degradation or charging port failures—issues often not covered by standard warranties. Comprehensive mobile insurance ensures you’re protected long after the manufacturer’s guarantee expires. With flexible payment options and affordable premiums, it’s a small price to pay for peace of mind. Don’t wait until it’s too late; secure your phone today and use it with confidence, knowing you’re covered against life’s unpredictable moments.
Why Only ORA Policy® Mobile Insurance Plan?
ORA Policy® is committed to give the fastest and hassle free claims to its customers. We understand, how it feels when your expensive device gets damaged or lost. You can log a claim online 24 hours per day 365 days of the year. Artificial intelligence (AI) has revolutionized many industries, and the Protection industry is no exception. AI is being increasingly used by Protection companies to improve their claim process. One way in which AI is being used is through automation. AI-powered chatbots can be used to quickly answer common customer queries and guide them through the claims process. This not only reduces the workload on Protection company employees but also improves the overall customer experience.
Choosing ORA Policy® Mobile Insurance Plan means choosing unmatched protection, trust, and value for your device. Unlike other plans, ORA Policy® offers comprehensive coverage against accidental damage, theft, screen breakage, and liquid spills — all under one easy, affordable plan. With a fast, hassle-free claim process and nationwide service support, ORA Policy® ensures your smartphone stays protected without the stress. Plus, with our transparent pricing and no hidden terms, you get complete peace of mind. Protect your mobile investment smartly — choose ORA Policy®, the name trusted by thousands across India.
Latest Mobile Models
- SAMSUNG Galaxy S25 Ultra
- SAMSUNG Galaxy S24 Ultra
- vivo X200 Pro
- iQOO 13 5G
- realme GT 7 Pro 5G
- Samsung Galaxy S23 Ultra 5G
- OnePlus 13
- Google Pixel 8A
2024 Best SmartPhone Models
- iPhone 16 Pro Max and its variants
- Tecno Phantom V Fold 2
- Google Pixel 8
- OnePlus 12
- Motorola Razr 50 Ultra
Top Mobile Brands In india
- iPhone
- vivo
- Samsung
- Oppo
- One Plus
- Xiaomi
- Realme
- iQOO
- Motorola
Did you know ...
Smartphones which are brought from out of India is also covered by ORA Policy®.
International Coverage:
If you live outside India or travel out of India and your Mobile is insured with ORA Policy® , then in case of any damage of your Mobile or loss, Coverage is availabe there also. Just tell us about the incident and your city, we will give a self repair option in same day.
How can you get theft claim in abroad?
One of the first thing, comes in your mind that what if your Mobile gets stolen while you are travelling/staying abroad. No worries, we will assist you in getting the theft claim in that case. Just report the incident to the nearest police station within 48 hours of theft, get the acknowladgement reciept and no trace report. We will give you the Bill amount or new Mobile of the same model and make within 7 working days.
During the whole process, we will assign you a dedicated claim manager, who will assist you with all your documentation to make your claim settlement easier and quicker.
A Seamless Claim Process!
We consantly improve our claim processing speed and process, so that you dont have to wait for getting claim and you can start your normal life and work again. We make your experience smoother and better on every step after you associate with us.
We are Rated# No.1 by Customers!
From last 10 Years, We are rated top most Gadget insurance company in India by our customers.
Your frequently asked questions answered
We understand that buying a protection plan might not be your everyday cooking chapati. These are the questions that We answer the most. If you do not find your question here, do not hesitate to contact us!
Frequently Asked Questions
Do I need Insurance Plan for my Mobile ?
Ever had a phone slip from your hands? Accidents do happen and with Mobile Insurance you won't have to go broke to repair a shattered screen, or water damage. It's like having a constant safety net just in case. Once you buy Mobile Insurance Plan from ORA Policy®, you are no longer stressed out in the event of any damage or theft.
What is covered under Mobile Insurance Plan from ORA Policy® ?
ORA Policy® Mobile Insurance Cover.
- Cover All Kind Of Accidental & Liquid Damages.
- Coverage All Kind Of MotherBoard Malfunctions.
- Coverage from Theft/Loss/burglary/Snatching Etc.
- Coverage All Kind Of MotherBoard Malfunctions.
- Cover Software problem and suddent breakdown.
Apart from above protection and coverage, you also get free international warranty with every plan you purchase.
So, buying insurance plan is no more an expense, but its a more of a peace of mind. .
Do you cover old or refurbished Smartphones?
Absolutely! ORA Policy®, do cover old and refurbished Smartphones, the only condition is that, at the time of buying the plan, it should be in its perfect working condition and should not be already broken, cracked or malfunctioned.
My Mobile is purchsed from out of India and with different name on invoice, will it be covered?
Yes, your Mobile is elgible for buying protection plan from ORA Policy®, name and place of purchase does not matter as we just need IMEI / Serial number to Activate the plan.
How do I file a claim?
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
How long does coverage last?
Absolutely yes, provided:
1-Year Plan, 2-Year Plan, and 3-Year Mobile Insurance Plan are available with ORA Policy
A No Claim Bonus of 50% cashback is applicable on the 3-Year Plan, and 25% cashback is applicable on the 2-Year Mobile Insurance Plan from ORA Policy.
How long does claim processing take?
Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.
What is a mobile insurance plan?
A mobile insurance plan is a protective service that covers your smartphone against unexpected incidents such as accidental damage, screen cracks, water exposure, theft, or even complete loss. As smartphones have become essential for everyday tasks—like communication, banking, shopping, and navigation—any damage can lead to inconvenience and costly repairs. Mobile insurance helps ease this burden by offering financial coverage for repair or replacement, depending on the nature of the damage. Whether you own a budget device or a high-end model, a mobile insurance plan ensures your phone stays protected and your daily life remains uninterrupted.
Does Ora mobile insurance plan cover already scattered screen?
The Ora mobile insurance plan, offered in India, is designed to protect against various damages such as accidental drops, screen cracks, and liquid spills. However, when it comes to pre-existing damage—such as a scattered or already cracked screen—the plan typically does not provide coverage.
Can I renew my Ora insurance policy?
No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.
Can I transfer the insurance if I sell or gift my mobile?
Yes, you can transfer the insurance to the new owner.
Do I need to submit any documents for accidental damage claims?
No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.
Can I insure a mobile that I bought on EMI?
Yes, a mobile purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.
Does ORA Policy provide doorstep pickup and delivery for repairs?
Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.
Steps For Buying ORA Mobile Insurance Plan
How to buy Online Mobile Insurance plan from ORA Policy® ?
If you're looking to buy insurance plan online from ORA Policy® then simply visit ORA Policy® Official website https://www.orapolicy.com/smartphone-insurance.php and you can buy quickly in simple following steps:
- Choose your Mobile Model and Select tenure of the Mobile Insurance Plan.
- After making payment oline or through UPI/QR, you have to provide your email id, purchase bill copy and a photo of Mobile displaying IMEI Number on the screen via email or whatsapp.
- We immediately check details given by you and send you the Activation email and Policy Document on your registered email ID..
See its very easy and quick, in case you need any support or clarification, we are always there for you to answer all your quries.
Can I renew my existing insurance plan?
As if now, we only offer one time purchase, however we always advice you to choose a longer term tenure, while you buy insurance plan from ORA Policy®.
Steps to file a Claim
My Mobile is damaged, how to file claim online?
No worries at all! In case of any damage of your Mobile , just email us at support@orapolicy.com from your reg. email id, or call our customer support during business hours, and you can submit the claim. After you submit the claim, we either pickup your Mobile from your place or you can also choose for self repair option. Doorstep services are available in selected cities, and in case of self repair/replacement option, you need to share your bank details to get the amount of claim.
My Mobile is damaged again, can I file claim again?
Absolutely! We dont have control over number of damages, thus, we give comprehensive protection plan on your Mobile Insurance, and you can claim 6 times in a year without any cap limit and sum assured.!
Which Mobile Models are covered under Mobile Insurance Plan?
Total damage and theft insurance plan is available on following Mobile Models:
- Macbook Pro
- Macbook Air
- Macbook Mini
- HP
- Dell
- Microsoft Surface
- Lenovo
- Asus
- Acer
- Avita
What is the cost of Mobile Insurance Plan?
The Prices of Total damage and theft insurance plan are dynamic in nature, however the current cost of Mobile Insurance plan is available on following Smartphone Models:
| Smartphone Model | 1 Year | 2 Year | 3 Year |
|---|---|---|---|
| Apple iPhone | 9910 | 14610 | 18210 |
| Samsung | 7910 | 4500 | 6600 |
| One Plus | 2200 | 3500 | 4400 |
| Xiaomi | 2100 | 2300 | 2200 |
| Realme | 299 | 399 | 599 |
| Google Pixel | 5500 | 2200 | 3300 |
| Motorola | 5500 | 2200 | 3300 |
| Oppo | 2100 | 2300 | 2200 |
| HUAWEI Phones | 5500 | 2200 | 3300 |
| Sony | 2100 | 2300 | 2200 |
| LG | 5500 | 2200 | 3300 |
| Redme | 600 | 900 | 1100 |
* Above mentioned premiums are of base models, Check out the full price details CHECK Premium
Corporate Insurance Plan
We want to take bulk Mobile Protection plan, can you help with that?
Yes sure! In all the years that we have been serving our corporate clients with Mobile Insurance Plans, with tailormade coverage and special prices.
What is the minimum devices to fall into ORA Policy® corporate program?
In order to get enterprise package, minimum 20 units is required initially. Gst details and other documents are required to get special deal and tailormade policy!
Why should we choose ORA Policy® for our corporate Smartphones?
ORA Policy® is India's largest and best Mobile Insurance provider with having more then 10 years of experience in gadget protection field, we are serving top corporates in India with almost zero unapproved claim cases.
Do you visit our premises to inspect the devices which need to be insured ?
In most of the time we do not do physical verification of devices, however in older devices you may ask for showing up your devices. For further inquiry kindly email at support@orapolicy.com
Enjoy 3 years of peace of mind when you buy ORA Policy® Mobile Insurance Plan.
| Brands | Smartphones | Laptops | iPads | TV | Camera/DSLR |
|---|---|---|---|---|---|
| SAMSUNG | All Models | All Models | -- | All Models | -- |
| SONY | All Models | All Models | -- | All Models | All Models |
| APPLE | iPhones | Macbook/Desktop | iPad Mini/Air/Pro | Apple TV | -- |
| ONE PLUS | All Models | -- | -- | One Plus TV | -- |
| ACER | All Models | -- | -- | All Models | All Models |
| ASUS | All Models | -- | -- | All Models | All Models |
| VIVO | All Models | -- | -- | All Models | All Models |
| LENOVO | -- | All Models | -- | All Models | -- |
| NIKON | -- | -- | -- | -- | All Models |
| CANON | -- | -- | -- | -- | All Models |
| HP | -- | All Models | -- | -- | -- |
* Lowest prices that include Mobile Insurance
