What is ORA Policy iWatch Insurance?
In a tech-savvy country like India, the Apple Watch (iWatch) has become more than just a gadget—it’s a fitness companion, a productivity tool, and a style statement. However, with prices starting at ₹30,000+, repairing or replacing a damaged iWatch can burn a hole in your pocket. This is where iWatch insurance plans step in, offering financial protection and peace of mind. Let’s explore why these plans are essential and how ORA Policy Company extends its reliability to laptop insurance too.
Why Choose ORA Policy for Your iWatch?
At ORA Policy, We understand the risks that come with owning a iWatch. Our insurance plans are tailored to cover a wide range of potential damages, offering peace of mind and financial security. Here’s what makes our iWatch insurance stand out:
Why Do You Need iWatch Insurance?
Your Apple Watch is more than just a timepiece—it's a personal assistant, fitness tracker, and communication tool all in one, worn daily and exposed to the risks of everyday life. From accidental drops and screen cracks to water damage and theft, your iWatch is vulnerable despite its durable design. iWatch insurance is essential to protect your investment from costly repairs or replacements that aren’t always covered under the standard warranty. With the rising cost of Apple Watch models, even a minor mishap can lead to major expenses. Having the right insurance ensures that you stay connected and on track without interruptions. Whether you use it for work, workouts, or wellness, iWatch insurance offers peace of mind by covering what matters most—your device and your lifestyle. Protect your iWatch today and stay one step ahead of the unexpected.
Comprehensive Coverage: What Does ORA Policy Protect Against?
ORA Policy’s iwatch insurance plans are built to address common (and costly) iwatch woes:
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Accidental Damage Coverage
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Covers drops, falls, and physical damage to your iwatch body and lens.
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Theft & Loss Protection
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Ensures compensation if your iwatch is stolen or lost.
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Liquid & Water Damage Coverage
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Covers damage due to spills, rain, or accidental submersion.
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Mechanical & Electrical Breakdown
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Provides coverage for internal component failures and manufacturing defects.
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Easy & Hassle-Free Claims Process
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Simple documentation and quick claim settlements for minimal downtime.
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Why Choose ORA Policy? Key Benefits That Stand Out
ORA Policy isn’t just another insurance provider. Here’s what makes them a smart choice:
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24/7 Claims Support: Report incidents anytime via their user-friendly app or website.
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Fast Repairs or Replacements: Partnered with certified repair centers for quick, hassle-free service.
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Affordable Premiums: Flexible payment options with no hidden fees. Pay monthly or annually.
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Global Coverage: Traveling abroad? Many plans cover international incidents.
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No Depreciation Costs: Get full-value replacements for newer models, not discounted payouts.
How to Enroll in 3 Simple Steps
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Check Eligibility: Most devices under 2 years old qualify.
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Pick Your Plan: Choose coverage tiers based on your budget and risk level.
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Activate Instantly: Enroll online and receive immediate confirmation.
What’s Not Covered? Understanding Exclusions
While ORA Policy is comprehensive, it’s important to note exclusions:
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Pre-existing damage before enrollment.
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Intentional damage or fraud.
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Loss due to negligence (e.g., leaving your iwatch unattended in public).
Always review policy details to avoid surprises.
Final Thoughts: Is ORA Policy Right For You?
If you value your iWatch’s role in daily life , ORA Policy iWatch Insurance offers a practical shield against life’s unpredictability. With transparent terms, rapid claims, and broad coverage, it’s a smart investment for anyone wanting to protect their tech without breaking the bank.
Ready to Secure Your iwatch?
Visit ORA Policy’s website today to compare plans and find the perfect fit.
Because your iWatch deserves more than just a protective case—it deserves peace of mind.
Frequently Asked Questions
The ORA Policy iWatch Insurance Plan is a comprehensive protection plan designed to safeguard your Apple Watch from unexpected damages, theft, and malfunctions. Your iWatch is more than just a smartwatch—it’s a premium device that helps you stay connected, track your fitness, and manage daily tasks. However, accidental drops, water damage, cracked screens, or even theft can lead to costly repairs or replacements. ORA Policy Insurance provides affordable and hassle-free coverage, ensuring that your Apple Watch remains protected from everyday risks. With quick claim processing, worldwide coverage, and 24/7 customer support, ORA iWatch Insurance gives you complete peace of mind, allowing you to use your device worry-free. Protect your iWatch today and stay ahead without financial stress!
Buying Protection of your iWatch is very easy and you can ACTIVATE your plan in 3 simple steps.
Choose the plan
as per your Model and tenure you want.
Make the Payment of the premium by clicking the button of your desired plan.
Send the
invoice copy of your iWatch to support@orapolicy.com.
Once we get the details of the payment and invoice copy then,
we will send you an ACTIVATION Email and Policy Document to your Registered Email ID with all the details.
Protection with ORA Policy of your new/old iWatch have several benefits. Its not just only saving yourself from huge repair / replacements bills but also many extra benefits you get once you buy ORA Policy.
Cashless Protection Against :
All Physical Damages-
Broken Screen
Display Blackout
Camera Damage
HomeButton Damage
Internal Malfunctions
MotherBoard Dead
BackGlass Damage
Audio/Speaker Damage
Liquid Damage
Charger Adapter Damage
Theft/Stolen
iWatchs which are brought from out of India is Completely Covered under ORA Policy. Even gifted iWatch with different name on invoice copy can be Protected from ORA Policy.
Then you will be entitled to get NCB. No Claim Bonus is about part premium cashback in case of no claim. Suppose you buy for 2 year iWatch Insurance plan for your device and you do not claim then 20% of the premium amount will get refunded in your bank account. We will ask for fresh bank details of Policy Holder and the amount of cashback will be credited back in case of NO CLAIM. Similarly in one year plan 5% and three year 50% respectively.
Yes, We welcome bulk iWatch Protection Plans. Subject to quantity of devices, we will give few extra offers for more details kindly email us at corporate@orapolicy.com.
Yes, as long as the iwatch is in good working condition at the time of insurance purchase.
Yes, Ora Policy provides insurance for refurbished iWatchs, as long as the device meets our eligibility criteria.
Yes, you can transfer the insurance to the new owner.
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
Absolutely yes, provided:
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1-Year Plan, 2-Year Plan, and 3-Year iWatch Insurance Plan are available with ORA Policy
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A No Claim Bonus of 50% cashback is applicable on the 3-Year Plan, and 25% cashback is applicable on the 2-Year iWatch Insurance Plan from ORA Policy.
Absolutely! We understand that accidents happen. That’s why our comprehensive iWatch Insurance plan allows you to file up to six claims per year—with no cap on the claim amount or sum assured.
An iWatch insurance plan is a specialized coverage designed to protect your Apple Watch against common risks such as accidental damage, screen cracks, liquid exposure, theft, or loss. Given the advanced technology and high cost of iWatches, this insurance helps you avoid unexpected repair or replacement expenses. Whether you use your iWatch for fitness tracking, communication, or daily productivity, having an insurance plan ensures uninterrupted usage and peace of mind. It’s an ideal choice for active users who want to safeguard their wearable tech investment from everyday accidents or unforeseen incidents.
The Ora iWatch insurance plan, offered in India, is designed to protect against various damages such as accidental drops, screen cracks, or water damage. However, when it comes to pre-existing damage—such as an already cracked screen or malfunctioning components—the plan typically does not provide coverage.
No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.
Yes, an iWatch purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.
Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.
2025 ORA iWatch Insurance Premium Comparison
Compare premium prices for latest models
Serial No.
iWatch Model
Insurance Premium
001
iWatch Ultra 2
₹ 8620
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why iWatch Insurance is a Must-Have for iWatch Users
FThe Apple Watch (iWatch) is more than just a smartwatch—it’s a premium wearable that enhances your daily life with fitness tracking, notifications, and seamless connectivity. Whether you use it for health monitoring, productivity, or convenience, your iWatch is an essential part of your routine. However, accidental damage, theft, or hardware failures can leave you with expensive repairs or even the need for a replacement. This is where iWatch insurance becomes a necessity. In this article, we’ll explore why Apple Watch insurance is crucial and how ORA Policy's Laptop and Smartwatch Insurance can keep your valuable device protected.
1. Accidents Happen – Be Prepared!
Even with Apple's high-quality build and durability, accidents can happen anytime. A sudden fall, a cracked screen, or an impact during a workout can leave your iWatch damaged beyond use. Screen replacements and repairs can be costly, often running into thousands of rupees. With insurance, you won’t have to worry about paying out-of-pocket for expensive repairs.
2. Theft & Loss Protection – Essential for Wearables
Unlike smartphones, iWatches are small, lightweight, and always on your wrist, making them an easy target for theft or misplacement. A stolen Apple Watch can be frustrating, especially if you rely on it for health tracking or work notifications. With iWatch insurance, you get theft and loss coverage, ensuring that you receive compensation or a replacement quickly.
3. Water & Liquid Damage Protection
Although Apple Watches are water-resistant, they are not completely waterproof. Exposure to saltwater, accidental submersion, or high-pressure water can cause internal damage that is not covered under standard warranties. With iWatch insurance, you get liquid damage protection, so you don’t have to worry about unexpected repair costs.
4. Hardware & Battery Malfunctions
Over time, battery issues, connectivity failures, or internal hardware breakdowns can affect your iWatch's performance. Apple’s standard warranty is limited and doesn’t cover post-warranty mechanical failures. With an extended insurance plan from ORA Policy, your Apple Watch stays covered beyond its manufacturer’s warranty.
5. Affordable Protection vs. Expensive Repairs
Some people hesitate to get insurance, thinking it’s an unnecessary expense. However, repairing or replacing an Apple Watch is much more expensive than the cost of an insurance plan. Investing in iWatch insurance now can save you thousands in repair or replacement costs later.
6. Hassle-Free Claim Process
One of the biggest advantages of choosing ORA Policy iWatch Insurance is the quick and easy claim process. With minimal paperwork, fast approvals, and 24/7 support, getting your smartwatch repaired or replaced is stress-free.
Conclusion
Your Apple Watch is an investment, and protecting it should be a priority. Skipping insurance might seem like a way to save money, but it can lead to huge repair or replacement expenses later. With ORA Policy iWatch Insurance, you get complete protection, affordable premiums, and quick claims processing, ensuring that your smartwatch stays safe and functional at all times. Don’t wait for an accident—secure your iWatch today with ORA Policy and enjoy worry-free usage!
Coverage for accidental screen cracks
Protection against monsoon water damage
Theft protection with police FIR support
Premium Plans Comparison
Coverage Period
Basic Plan
Premium Plan
1 Year
₹799/year
₹1,499/year
2 Years
₹1,399 (Save 12%)
₹2,599 (Save 13%)
3 Years
₹1,999 (Save 17%)
₹3,699 (Save 18%)
Protect Your Premium iWatch with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your iWatch is more than just a smartwatch—it’s an essential gadget that keeps you connected, tracks your health, and enhances your lifestyle. However,
accidental drops, screen cracks, liquid damage, or theft can leave you with costly repairs or the need for a replacement. With ORA Policy iWatch Insurance,
you get comprehensive coverage that ensures your device stays protected from unforeseen risks. Our affordable premiums, quick claim approvals,
and hassle-free process make it easy to safeguard your investment. Don’t let accidents disrupt your daily routine—choose ORA Insurance and enjoy
uninterrupted use of your premium iWatch with confidence!
Protect your investment in the cutting-edge Apple Watch Series 10 or rugged Apple Watch Ultra 3 with the comprehensive Ora
Policy insurance plan, designed to safeguard your device against life’s unexpected moments. Whether it’s accidental drops, water
damage, screen cracks, or even theft or loss, Ora Policy ensures you’re covered with minimal hassle. Enjoy peace of mind with
benefits like 24/7 claims support, same-day replacements in eligible cases, and coverage for international incidents—perfect
for globetrotters or adventure enthusiasts. The plan also includes free battery replacements if performance dips below 60%,
ensuring your watch stays powered through marathons, hikes, or daily routines. Unlike standard warranties, Ora Policy offers
flexible repair options with certified Apple technicians, preserving your device’s integrity without voiding coverage.
With affordable deductibles and no hidden fees, this plan is a smart choice for
anyone prioritizing longevity and protection for their premium wearable. Stay active, stay connected, and let Ora Policy
handle the rest—because your Apple Watch deserves more than just basic care.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
₹1,499/yr
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
₹2,699
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
₹3,699
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished iWatch Needs a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
The Apple Watch (iWatch) is a revolutionary wearable that keeps you connected, tracks your health, and enhances productivity. Many users opt for a refurbished iWatch to save money while still enjoying premium Apple technology. However, while buying a refurbished Apple Watch is a smart financial move, it does come with risks. Skipping insurance for your refurbished iWatch could lead to unexpected repair costs, hardware failures, or even complete replacement expenses.
1. Refurbished Doesn’t Mean Indestructible
A refurbished iWatch undergoes thorough testing before being resold, but it may still have underlying wear and tear from previous use. Battery life degradation, minor internal defects, or weakened components can make it more prone to malfunctions. While these issues might not be noticeable at first, they can surface over time—especially if the device is not covered under Apple’s limited warranty. With ORA Policy insurance, you won’t have to worry about expensive repairs if your refurbished iWatch experiences unexpected hardware failures.
2. Accidents Can Happen Anytime
Even if your refurbished iWatch is in great condition, accidental damage is always a risk. A sudden drop, a cracked screen, or a hardware failure can leave you with an unusable smartwatch. Apple Watch repairs, especially for the display and sensors, can be expensive. Without insurance, you’ll be paying for these repairs out of pocket. A small insurance premium ensures that you stay protected from costly damages.
3. Water Damage – A Risk You Can’t Ignore
While Apple Watches are water-resistant, they are not entirely waterproof—especially refurbished models that might have had previous exposure to moisture. An accidental drop in water, excessive sweat during workouts, or even humidity exposure can cause internal damage that Apple’s standard warranty may not cover. With ORA Policy iWatch Insurance, you get liquid damage protection, ensuring that you’re covered against unexpected mishaps.
4. Theft & Loss – A Common Wearable Concern
An Apple Watch is small, portable, and always on your wrist, making it an easy target for theft. Unlike smartphones, it’s also easy to misplace. Losing a refurbished iWatch, especially one purchased at a discounted price, can be frustrating because replacing it at full price is costly. With ORA Policy insurance, you get theft and loss coverage, ensuring that you don’t have to pay full price for a replacement.
5. Limited Manufacturer Warranty – Not Enough Protection
A refurbished iWatch might come with a short-term or limited warranty, but it often doesn’t provide long-term protection for accidental damage, battery failures, or internal malfunctions. Once the limited warranty expires, you’re responsible for repair costs. Insurance bridges this gap by ensuring that your device stays protected even after the Apple warranty runs out.
6. Refurbished iWatchs May Have Limited or No Warranty
Most refurbished iWatchs come with a short-term warranty or none at all. If your iwatch suddenly stops working after the warranty expires, you’ll have to bear the full repair cost. Insurance extends coverage beyond the warranty period, giving you peace of mind.
7. Hassle-Free Claim Process with ORA Policy
One of the biggest concerns when buying insurance is the claim process. Many people avoid insurance because they assume claims will be difficult. However, ORA Policy offers a quick, transparent, and hassle-free claim process with: Easy Online Claims Submission, Fast Approvals, 24/7 Customer Support, No Hidden Charges.
Final Thoughts
Your refurbished iWatch is an investment, and protecting it should be a priority. Skipping insurance may seem like a way to save money, but one accident, hardware failure, or theft can cost you far more than the price of an insurance plan. With ORA Policy’s iWatch Insurance, you get peace of mind, affordable coverage, and fast claims processing, ensuring that your smartwatch remains safe and functional at all times. Don’t wait for an accident to happen—secure your refurbished iWatch today with ORA Policy and enjoy worry-free usage!
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
₹799/yr
- 6 Free Repair
- Screen Protection
Total Protect
₹1,499/yr
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
At ORA Policy, we make the iWatch insurance claim process simple, fast, and hassle-free so you can stay connected without stress.
Whether your iWatch faces accidental damage, screen cracks, liquid spills, theft, or technical malfunctions, our quick online
claim system ensures minimal paperwork and swift approvals. With a dedicated support team guiding you every step of the way,
you get a transparent and seamless claim experience. Protect your smartwatch with ORA Policy iWatch Insurance and enjoy peace of mind
knowing your device is covered when you need it most!
Write Your Review
Compare premium prices for latest models
Serial No. | iWatch Model | Insurance Premium |
---|---|---|
001 | iWatch Ultra 2 | ₹ 8620 |
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why iWatch Insurance is a Must-Have for iWatch Users
FThe Apple Watch (iWatch) is more than just a smartwatch—it’s a premium wearable that enhances your daily life with fitness tracking, notifications, and seamless connectivity. Whether you use it for health monitoring, productivity, or convenience, your iWatch is an essential part of your routine. However, accidental damage, theft, or hardware failures can leave you with expensive repairs or even the need for a replacement. This is where iWatch insurance becomes a necessity. In this article, we’ll explore why Apple Watch insurance is crucial and how ORA Policy's Laptop and Smartwatch Insurance can keep your valuable device protected.
1. Accidents Happen – Be Prepared!
Even with Apple's high-quality build and durability, accidents can happen anytime. A sudden fall, a cracked screen, or an impact during a workout can leave your iWatch damaged beyond use. Screen replacements and repairs can be costly, often running into thousands of rupees. With insurance, you won’t have to worry about paying out-of-pocket for expensive repairs.
2. Theft & Loss Protection – Essential for Wearables
Unlike smartphones, iWatches are small, lightweight, and always on your wrist, making them an easy target for theft or misplacement. A stolen Apple Watch can be frustrating, especially if you rely on it for health tracking or work notifications. With iWatch insurance, you get theft and loss coverage, ensuring that you receive compensation or a replacement quickly.
3. Water & Liquid Damage Protection
Although Apple Watches are water-resistant, they are not completely waterproof. Exposure to saltwater, accidental submersion, or high-pressure water can cause internal damage that is not covered under standard warranties. With iWatch insurance, you get liquid damage protection, so you don’t have to worry about unexpected repair costs.
4. Hardware & Battery Malfunctions
Over time, battery issues, connectivity failures, or internal hardware breakdowns can affect your iWatch's performance. Apple’s standard warranty is limited and doesn’t cover post-warranty mechanical failures. With an extended insurance plan from ORA Policy, your Apple Watch stays covered beyond its manufacturer’s warranty.
5. Affordable Protection vs. Expensive Repairs
Some people hesitate to get insurance, thinking it’s an unnecessary expense. However, repairing or replacing an Apple Watch is much more expensive than the cost of an insurance plan. Investing in iWatch insurance now can save you thousands in repair or replacement costs later.
6. Hassle-Free Claim Process
One of the biggest advantages of choosing ORA Policy iWatch Insurance is the quick and easy claim process. With minimal paperwork, fast approvals, and 24/7 support, getting your smartwatch repaired or replaced is stress-free.
Conclusion
Your Apple Watch is an investment, and protecting it should be a priority. Skipping insurance might seem like a way to save money, but it can lead to huge repair or replacement expenses later. With ORA Policy iWatch Insurance, you get complete protection, affordable premiums, and quick claims processing, ensuring that your smartwatch stays safe and functional at all times. Don’t wait for an accident—secure your iWatch today with ORA Policy and enjoy worry-free usage!
Premium Plans Comparison
Coverage Period | Basic Plan | Premium Plan |
---|---|---|
1 Year | ₹799/year | ₹1,499/year |
2 Years | ₹1,399 (Save 12%) | ₹2,599 (Save 13%) |
3 Years | ₹1,999 (Save 17%) | ₹3,699 (Save 18%) |

Protect Your Premium iWatch with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your iWatch is more than just a smartwatch—it’s an essential gadget that keeps you connected, tracks your health, and enhances your lifestyle. However, accidental drops, screen cracks, liquid damage, or theft can leave you with costly repairs or the need for a replacement. With ORA Policy iWatch Insurance, you get comprehensive coverage that ensures your device stays protected from unforeseen risks. Our affordable premiums, quick claim approvals, and hassle-free process make it easy to safeguard your investment. Don’t let accidents disrupt your daily routine—choose ORA Insurance and enjoy uninterrupted use of your premium iWatch with confidence!
Protect your investment in the cutting-edge Apple Watch Series 10 or rugged Apple Watch Ultra 3 with the comprehensive Ora Policy insurance plan, designed to safeguard your device against life’s unexpected moments. Whether it’s accidental drops, water damage, screen cracks, or even theft or loss, Ora Policy ensures you’re covered with minimal hassle. Enjoy peace of mind with benefits like 24/7 claims support, same-day replacements in eligible cases, and coverage for international incidents—perfect for globetrotters or adventure enthusiasts. The plan also includes free battery replacements if performance dips below 60%, ensuring your watch stays powered through marathons, hikes, or daily routines. Unlike standard warranties, Ora Policy offers flexible repair options with certified Apple technicians, preserving your device’s integrity without voiding coverage. With affordable deductibles and no hidden fees, this plan is a smart choice for anyone prioritizing longevity and protection for their premium wearable. Stay active, stay connected, and let Ora Policy handle the rest—because your Apple Watch deserves more than just basic care.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished iWatch Needs a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
The Apple Watch (iWatch) is a revolutionary wearable that keeps you connected, tracks your health, and enhances productivity. Many users opt for a refurbished iWatch to save money while still enjoying premium Apple technology. However, while buying a refurbished Apple Watch is a smart financial move, it does come with risks. Skipping insurance for your refurbished iWatch could lead to unexpected repair costs, hardware failures, or even complete replacement expenses.
1. Refurbished Doesn’t Mean Indestructible
A refurbished iWatch undergoes thorough testing before being resold, but it may still have underlying wear and tear from previous use. Battery life degradation, minor internal defects, or weakened components can make it more prone to malfunctions. While these issues might not be noticeable at first, they can surface over time—especially if the device is not covered under Apple’s limited warranty. With ORA Policy insurance, you won’t have to worry about expensive repairs if your refurbished iWatch experiences unexpected hardware failures.
2. Accidents Can Happen Anytime
Even if your refurbished iWatch is in great condition, accidental damage is always a risk. A sudden drop, a cracked screen, or a hardware failure can leave you with an unusable smartwatch. Apple Watch repairs, especially for the display and sensors, can be expensive. Without insurance, you’ll be paying for these repairs out of pocket. A small insurance premium ensures that you stay protected from costly damages.
3. Water Damage – A Risk You Can’t Ignore
While Apple Watches are water-resistant, they are not entirely waterproof—especially refurbished models that might have had previous exposure to moisture. An accidental drop in water, excessive sweat during workouts, or even humidity exposure can cause internal damage that Apple’s standard warranty may not cover. With ORA Policy iWatch Insurance, you get liquid damage protection, ensuring that you’re covered against unexpected mishaps.
4. Theft & Loss – A Common Wearable Concern
An Apple Watch is small, portable, and always on your wrist, making it an easy target for theft. Unlike smartphones, it’s also easy to misplace. Losing a refurbished iWatch, especially one purchased at a discounted price, can be frustrating because replacing it at full price is costly. With ORA Policy insurance, you get theft and loss coverage, ensuring that you don’t have to pay full price for a replacement.
5. Limited Manufacturer Warranty – Not Enough Protection
A refurbished iWatch might come with a short-term or limited warranty, but it often doesn’t provide long-term protection for accidental damage, battery failures, or internal malfunctions. Once the limited warranty expires, you’re responsible for repair costs. Insurance bridges this gap by ensuring that your device stays protected even after the Apple warranty runs out.
6. Refurbished iWatchs May Have Limited or No Warranty
Most refurbished iWatchs come with a short-term warranty or none at all. If your iwatch suddenly stops working after the warranty expires, you’ll have to bear the full repair cost. Insurance extends coverage beyond the warranty period, giving you peace of mind.
7. Hassle-Free Claim Process with ORA Policy
One of the biggest concerns when buying insurance is the claim process. Many people avoid insurance because they assume claims will be difficult. However, ORA Policy offers a quick, transparent, and hassle-free claim process with: Easy Online Claims Submission, Fast Approvals, 24/7 Customer Support, No Hidden Charges.
Final Thoughts
Your refurbished iWatch is an investment, and protecting it should be a priority. Skipping insurance may seem like a way to save money, but one accident, hardware failure, or theft can cost you far more than the price of an insurance plan. With ORA Policy’s iWatch Insurance, you get peace of mind, affordable coverage, and fast claims processing, ensuring that your smartwatch remains safe and functional at all times. Don’t wait for an accident to happen—secure your refurbished iWatch today with ORA Policy and enjoy worry-free usage!

Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
- 6 Free Repair
- Screen Protection
Total Protect
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
At ORA Policy, we make the iWatch insurance claim process simple, fast, and hassle-free so you can stay connected without stress. Whether your iWatch faces accidental damage, screen cracks, liquid spills, theft, or technical malfunctions, our quick online claim system ensures minimal paperwork and swift approvals. With a dedicated support team guiding you every step of the way, you get a transparent and seamless claim experience. Protect your smartwatch with ORA Policy iWatch Insurance and enjoy peace of mind knowing your device is covered when you need it most!