What is ORA Policy laptop Insurance?
Laptops have become an essential part of our daily lives, whether for work, education, entertainment, or business. However, they are also vulnerable to accidental damage, theft, hardware failures, and liquid spills, leading to expensive repairs or replacements. This is where ORA Policy Laptop Insurance comes in—offering comprehensive protection for your valuable device.
Why Do You Need Laptop Insurance?
In today’s digital age, your laptop is more than just a device—it’s your workspace, entertainment hub, and storage for valuable data. Whether you're a student, remote professional, or casual user, a single accident like a coffee spill, screen crack, or sudden hardware failure can disrupt your routine and lead to high repair or replacement costs. That’s where laptop insurance becomes essential. It offers comprehensive protection against accidental damage, theft, liquid spills, and even power surges, ensuring your device—and your productivity—stay safe. Unlike standard warranties, laptop insurance covers real-world risks and helps you avoid unexpected financial burdens. With fast claims processing and affordable premiums, it’s a smart way to secure your tech investment. Don’t wait for disaster to strike—protect your laptop today and stay connected, productive, and stress-free.
Why Choose ORA Policy laptop Insurance?
At ORA Policy, we understand the risks that come with owning a laptop. Our insurance plans are tailored to cover a wide range of potential damages, offering peace of mind and financial security. Here’s what makes our laptop insurance stand out :
What Does ORA Policy Laptop Insurance Cover?
With an ORA Policy insurance plan, you get coverage for:
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Accidental Damage Protection
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Covers drops, screen cracks, and physical damage.
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Theft & Loss Protection
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Provides compensation in case of theft or loss.
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Liquid & Water Damage
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Covers damages due to spills, rain, or submersion.
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Mechanical & Electrical Breakdown
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Protects against internal failures beyond the manufacturer’s warranty.
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Battery & Charger Coverage
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Covers replacements for faulty batteries and chargers.
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Screen & Keyboard Protection
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Covers screen cracks, dead pixels, and keyboard issues.
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Hassle-Free Claim Process
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Quick and easy claims with minimal paperwork.
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Why Choose ORA Policy? Key Benefits That Stand Out
ORA Policy isn’t just another insurance provider. Here’s what makes them a smart choice:
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24/7 Claims Support: Report incidents anytime via their user-friendly app or website.
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Fast Repairs or Replacements: Partnered with certified repair centers for quick, hassle-free service.
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Affordable Premiums: Flexible payment options with no hidden fees. Pay monthly or annually.
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Global Coverage: Traveling abroad? Many plans cover international incidents.
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No Depreciation Costs: Get full-value replacements for newer models, not discounted payouts.
How to Enroll in 3 Simple Steps
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Check Eligibility: Most devices under 2 years old qualify.
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Pick Your Plan: Choose coverage tiers based on your budget and risk level.
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Activate Instantly: Enroll online and receive immediate confirmation.
What’s Not Covered? Understanding Exclusions
While ORA Policy is comprehensive, it’s important to note exclusions:
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Pre-existing damage before enrollment.
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Intentional damage or fraud.
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Loss due to negligence (e.g., leaving your laptop unattended in public).
Always review policy details to avoid surprises.
Final Thoughts: Is ORA Policy Right For You?
If you value your laptop’s role in daily life, ORA Policy laptop Insurance offers a practical shield against life’s unpredictability. With transparent terms, rapid claims, and broad coverage, it’s a smart investment for anyone wanting to protect their tech without breaking the bank.
Ready to Secure Your laptop?
Visit ORA Policy’s website today to compare plans and find the perfect fit. Because your laptop deserves more than just a protective case—it deserves peace of mind.
Frequently Asked Questions
Buying Protection of your laptop is very easy and you can ACTIVATE your plan in 3
simple steps.
Choose the plan as per your Model and tenure you want.
Make
the Payment of the premium by clicking the button of your desired plan.
Send the
invoice copy of your laptop to support@orapolicy.com.
Once we get the details of
the payment and invoice copy then, we will send you an ACTIVATION Email and Policy
Document to your Registered Email ID with all the details.
Protection with ORA Policy of your new/old Laptop have several benefits. Its not just only saving yourself from huge repair/replacements bills but also many extra benefits you get once you buy ORA Policy.
Cashless Protection Against :
All Physical Damages-
Broken Screen
Display Blackout
Camera Damage
HomeButton Damage
Internal Malfunctions
MotherBoard Dead
Hinges Damage
Audio/Speaker Damage
Liquid Damage
Charger Adapter Damage
Theft/Stolen
Additional Coverage/Benefits :
Free Extended Warranty
Cashback On No Claimn
Authorised Service Repair/Replacement
Quick Claim Settlement
Data Privacy
Doorstep Services
NoCap Limit on Claim Amount
6 Claims Per Year
complementary Wallet Insurance
Accidental Death Coverage
International support & Coverage
RealTime Claim Tracking
Laptops which are brought from out of india is completely covered under ORA Policy. Even gifted laptop with different name on invoice copy can be Protected from ORA Policy.
Then you will be entitled to get NCB. No Claim Bonus is about part premium cashback in case of no claim. Suppose you buy for 2 year Laptop Protection plan for your device and you do not claim then 20% of the premium amount will get refunded in your bank account. We will ask for fresh bank details of Policy Holder and the amount of cashback will be credited back in case of NO CLAIM. Similarly in one year plan 5% and three year 50% respectively.
Laptop Insurance Plan is available for the following Models:
Apple Macbook (Pro-Mini-Air)
Samsung
Lenovo
Toshiba
HP
Dell
Microsoft Surface
Avita
Acer
Asus
iMac
MI
Yes, as long as the laptop is in good working condition at the time of insurance purchase.
Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.
Yes, Ora Policy provides insurance for refurbished laptops, as long as the device meets our eligibility criteria.
Yes, you can transfer the insurance to the new owner.
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
Absolutely yes, provided:
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1-Year Plan, 2-Year Plan, and 3-Year Laptop Insurance Plan are available with ORA Policy
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A No Claim Bonus of 50% cashback is applicable on the 3-Year Plan, and 25% cashback is applicable on the 2-Year Laptop Insurance Plan from ORA Policy.
Absolutely! We understand that accidents happen. That’s why our comprehensive Laptop Insurance plan allows you to file up to six claims per year-without any cap on the claim amount or sum assured.
A laptop insurance plan is a protection policy that covers your device against unexpected risks such as accidental damage, liquid spills, theft, loss, or hardware failure. Whether you use your laptop for work, study, or entertainment, this insurance helps you avoid costly repairs or replacements in the event of an incident. It provides financial security and peace of mind, ensuring your productivity isn’t disrupted due to unforeseen accidents. Ideal for students, professionals, and frequent travelers, a laptop insurance plan helps you safeguard your digital life and investment from daily wear and tear or emergencies.
The Ora laptop insurance plan, offered in India, is designed to protect against various damages such as accidental drops, liquid spills, and hardware malfunctions. However, if your laptop screen is already scattered or cracked prior to purchasing the insurance, the plan typically does not cover pre-existing damage.
No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.
No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.
Yes, a laptop purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.
Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.
2025 ORA Laptop Insurance Premium Comparison
Compare premium prices for latest models
Serial No.
Laptop Model
Insurance Premium
001
Macbook Pro
₹ 8620
002
MacBook Air
₹ 8620
003
Dell XPS 16
₹ 8620
004
Dell Inspiron 14 Plus
₹ 8620
005
Dell Alienware M18 R1
₹ 8620
006
Asus Vivobook S 14
₹ 8620
007
Asus Zenbook S 16
₹ 8620
008
Asus TUF Gaming A14
₹ 8620
009
Lenovo IdeaPad Slim 5i
₹ 8620
010
Lenovo Yoga Book 9i
₹ 8620
011
Lenovo Yoga Slim 7
₹ 8620
012
HP Spectre x360
₹ 8620
013
HP Envy x360
₹ 8620
014
HP Pavilion X360
₹ 8620
015
HP OmniBook Ultra Flip
₹ 8620
016
Asus ProArt Px13
₹ 8620
017
Acer Aspire 7
₹ 8620
018
Acer Predator Helios 16
₹ 8620
019
Acer Nitro V 16
₹ 8620
020
Acer Swift 16
₹ 8620
021
MacBook Pro M4 Max
₹ 8620
022
MacBook Air M4 Chip
₹ 8620
023
Samsung Galaxy Book 5 Pro 360
₹ 8620
024
Lenovo IdeaPad Flex 5
₹ 8620
025
Lenovo ThinkPad P16s
₹ 8620
026
Lenovo ThinkPad X13
₹ 8620
027
HP Victus Gaming Laptop
₹ 8620
028
Acer TravelLite Business Laptop
₹ 8620
029
ASUS Chromebook Plus CX15
₹ 8620
030
Asus ROG Strix G16
₹ 8620
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why Laptop Insurance is a Must-Have for Laptop Users
In today’s digital age, laptops have become an essential part of our daily lives. Whether you use a laptop for work, education, entertainment, or business, it is a valuable investment that needs protection. However, accidents, theft, and unexpected damages can occur at any time. That’s why laptop insurance is a must-have for all laptop users.
1. Protect Against Accidental Damage
Laptops are fragile and prone to physical damage. A sudden drop, cracked screen, or liquid spill can lead to costly repairs. Laptop insurance ensures that you’re covered for accidental damage, saving you from unexpected expenses.
2. Theft & Loss Protection
Laptops are one of the most stolen gadgets due to their high resale value. If your laptop gets stolen or lost, replacing it can be financially challenging. With laptop insurance, you get compensation to buy a new device without extra financial stress.
3. Liquid & Water Damage Coverage
A coffee spill, unexpected rain exposure, or accidental water damage can permanently damage your laptop. Insurance covers repair or replacement costs in case of liquid-related damages.
4. Coverage for Mechanical & Electrical Failures
Even high-end laptops can face hardware failures, including motherboard issues, hard drive crashes, or processor malfunctions. Laptop insurance covers mechanical and electrical breakdowns beyond the manufacturer’s warranty.
5. Screen & Keyboard Protection
A cracked screen or faulty keyboard can disrupt your productivity. Insurance helps cover repair costs for screen damage, keyboard malfunctions, and touchpad issues.
6. Battery & Charger Protection
Laptop batteries degrade over time, and chargers can get damaged due to power fluctuations. Insurance ensures you’re covered for battery replacements and charger failures.
7. Worldwide Coverage
For professionals and students who travel frequently, carrying a laptop is essential. Laptop insurance offers worldwide protection, ensuring that your device is covered no matter where you go.
8. Hassle-Free Claims & Quick Processing
Filing claims for laptop repairs or replacements can be a tedious process. With a good laptop insurance plan, you get a simple and hassle-free claim settlement experience.
9. Affordable Premiums for High-Value Coverage
Many people think insurance is expensive, but laptop insurance offers cost-effective protection for your valuable device at affordable premiums.
10. Peace of Mind & Financial Security
The biggest advantage of laptop insurance is peace of mind. You don’t have to worry about unexpected expenses if your laptop gets damaged, stolen, or malfunctions.
Final Thoughts
Your laptop is a significant investment that holds important data and helps you stay connected. Instead of risking costly repairs or replacement, investing in a laptop insurance plan ensures your device stays protected at all times.
If you want to safeguard your laptop, explore ORA Policy’s Laptop Insurance plans for reliable and affordable coverage. Get insured today and use your laptop worry-free!
Coverage for accidental screen cracks
Protection against monsoon water damage
Theft protection with police FIR support
Premium Plans Comparison
Coverage Period
Basic Plan
Premium Plan
1 Year
₹799/year
₹1,499/year
2 Years
₹1,399 (Save 12%)
₹2,599 (Save 13%)
3 Years
₹1,999 (Save 17%)
₹3,699 (Save 18%)
Protect Your Premium laptop with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
A premium laptop is a significant investment, whether you use it for work, gaming, creative projects, or business. However,
accidents, theft, and unexpected malfunctions can put your device at risk, leading to costly repairs or replacements. With ORA Insurance,
you get comprehensive protection against accidental damage, liquid spills, theft, hardware failures, and more. Our hassle-free claim process,
affordable premiums, and worldwide coverage ensure that your laptop stays safe, no matter where you go.
Don't leave your expensive device unprotected—secure your premium laptop with ORA Insurance today and enjoy peace of mind!
Protecting your premium laptops like the HP Spectre x360, Dell Alienware M18 R1, and Lenovo Yoga Pro 9 has never been easier
with Ora Policy’s specialized laptop insurance plans. Whether you own the sleek and versatile HP Spectre x360, the powerful
gaming beast Dell Alienware M18 R1, or the ultra-performance Lenovo Yoga Pro 9, Ora Policy ensures your device stays protected
against accidental damage, liquid spills, theft, and hardware malfunctions. Our insurance plans offer fast claim processing,
cashless repair services at authorized centers, and 24/7 customer support, giving you complete peace of mind. Investing in
a laptop insurance plan with Ora Policy not only secures your high-end device but also saves you from hefty repair costs and
downtime, so you can focus on work, play, or creativity without worry.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
₹1,499/yr
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
₹2,699
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
₹3,699
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished laptop Needs a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
Refurbished laptops are a great way to save money while still getting high-performance devices. Whether you buy a certified pre-owned model from a trusted brand or a second-hand laptop from a reseller, refurbished laptops offer excellent value for money. However, these devices can be just as vulnerable to damage, theft, or malfunctions as brand-new laptops—sometimes even more so. That’s why getting insurance for your refurbished laptop is essential.
1. Refurbished Laptops May Have Hidden Issues
Even if your refurbished laptop has been tested and repaired, there is always a risk of unexpected hardware failures. An insurance plan covers mechanical and electrical breakdowns, ensuring you don’t have to pay for expensive repairs.
2. Accidental Damage Can Happen Anytime
A sudden drop, a cracked screen, or liquid spills can occur at any moment. Repairing a refurbished laptop can be costly, especially if parts are hard to find. Insurance helps cover accidental damages, reducing your financial burden.
3. Theft and Loss Protection is Crucial
Laptops are prime targets for thieves, and a stolen laptop means losing valuable data and money. With insurance, you receive compensation to replace your lost or stolen device, helping you get back on track quickly.
4. Refurbished Laptops Often Have Limited Warranties
Many refurbished laptops come with a shorter warranty period than new ones. Once the manufacturer’s warranty expires, you’ll have to pay out-of-pocket for any repairs. Insurance extends protection beyond the warranty, ensuring long-term security.
5. Coverage for Battery and Charger Issues
Battery life in refurbished laptops may not be as strong as in brand-new devices. Chargers and adapters can also fail unexpectedly. Insurance covers replacements for faulty batteries and chargers, saving you from extra expenses.
6. Screen and Keyboard Protection
A broken screen or malfunctioning keyboard can make your laptop unusable. Insurance covers the cost of repairing cracked screens, dead pixels, and keyboard malfunctions, so you don’t have to worry about sudden repair costs.
7. Worldwide Coverage for Frequent Travelers
If you travel often, carrying a refurbished laptop without insurance can be risky. With global coverage, your laptop stays protected no matter where you go.
8. Hassle-Free Claim Process
Finding a reliable repair service for a refurbished laptop can be difficult. With an insurance plan, you get a hassle-free claims process with quick repair or replacement services.
9. Affordable Premiums for Maximum Protection
One of the best things about laptop insurance is that it’s cost-effective. Even if your laptop is refurbished, you can get full coverage at an affordable price, making it a smart financial decision.
10. Peace of Mind and Financial Security
Skipping insurance may seem like a good way to save money, but it can lead to bigger losses if your laptop gets damaged or stolen. With insurance, you get peace of mind knowing that your device is protected from unforeseen risks.
Final Thoughts
Your refurbished laptop is a valuable investment that deserves protection. Without insurance, you may end up paying more for repairs or replacements than you saved on the purchase. Instead of taking the risk, get ORA Policy’s Laptop Insurance and secure your device today!
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free International Extended Warranty
- 24x7 Pan-India Service Network
- No Claim Bonus up to 50%
Premium Plans
Basic Care
₹799/yr
- 1 Free Repair
- Screen Protection
Total Protect
₹1,499/yr
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
At ORA Policy, we know how crucial your laptop is for work, study, and daily tasks. That’s why we offer an easy, hassle-free laptop insurance
claim process to get you back on track without delays. Whether your laptop faces accidental damage, liquid spills, theft, or hardware failures,
our quick online claim system ensures minimal paperwork and fast approvals. With a dedicated support team and transparent process, you can expect
a seamless experience from claim filing to settlement. Choose ORA Policy Laptop Insurance for reliable coverage and a stress-free claim process whenever you need it!
Write Your Review
Compare premium prices for latest models
| Serial No. | Laptop Model | Insurance Premium |
|---|---|---|
| 001 | Macbook Pro | ₹ 8620 |
| 002 | MacBook Air | ₹ 8620 |
| 003 | Dell XPS 16 | ₹ 8620 |
| 004 | Dell Inspiron 14 Plus | ₹ 8620 |
| 005 | Dell Alienware M18 R1 | ₹ 8620 |
| 006 | Asus Vivobook S 14 | ₹ 8620 |
| 007 | Asus Zenbook S 16 | ₹ 8620 |
| 008 | Asus TUF Gaming A14 | ₹ 8620 |
| 009 | Lenovo IdeaPad Slim 5i | ₹ 8620 |
| 010 | Lenovo Yoga Book 9i | ₹ 8620 |
| 011 | Lenovo Yoga Slim 7 | ₹ 8620 |
| 012 | HP Spectre x360 | ₹ 8620 |
| 013 | HP Envy x360 | ₹ 8620 |
| 014 | HP Pavilion X360 | ₹ 8620 |
| 015 | HP OmniBook Ultra Flip | ₹ 8620 |
| 016 | Asus ProArt Px13 | ₹ 8620 |
| 017 | Acer Aspire 7 | ₹ 8620 |
| 018 | Acer Predator Helios 16 | ₹ 8620 |
| 019 | Acer Nitro V 16 | ₹ 8620 |
| 020 | Acer Swift 16 | ₹ 8620 |
| 021 | MacBook Pro M4 Max | ₹ 8620 |
| 022 | MacBook Air M4 Chip | ₹ 8620 |
| 023 | Samsung Galaxy Book 5 Pro 360 | ₹ 8620 |
| 024 | Lenovo IdeaPad Flex 5 | ₹ 8620 |
| 025 | Lenovo ThinkPad P16s | ₹ 8620 |
| 026 | Lenovo ThinkPad X13 | ₹ 8620 |
| 027 | HP Victus Gaming Laptop | ₹ 8620 |
| 028 | Acer TravelLite Business Laptop | ₹ 8620 |
| 029 | ASUS Chromebook Plus CX15 | ₹ 8620 |
| 030 | Asus ROG Strix G16 | ₹ 8620 |
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why Laptop Insurance is a Must-Have for Laptop Users
In today’s digital age, laptops have become an essential part of our daily lives. Whether you use a laptop for work, education, entertainment, or business, it is a valuable investment that needs protection. However, accidents, theft, and unexpected damages can occur at any time. That’s why laptop insurance is a must-have for all laptop users.
1. Protect Against Accidental Damage
Laptops are fragile and prone to physical damage. A sudden drop, cracked screen, or liquid spill can lead to costly repairs. Laptop insurance ensures that you’re covered for accidental damage, saving you from unexpected expenses.
2. Theft & Loss Protection
Laptops are one of the most stolen gadgets due to their high resale value. If your laptop gets stolen or lost, replacing it can be financially challenging. With laptop insurance, you get compensation to buy a new device without extra financial stress.
3. Liquid & Water Damage Coverage
A coffee spill, unexpected rain exposure, or accidental water damage can permanently damage your laptop. Insurance covers repair or replacement costs in case of liquid-related damages.
4. Coverage for Mechanical & Electrical Failures
Even high-end laptops can face hardware failures, including motherboard issues, hard drive crashes, or processor malfunctions. Laptop insurance covers mechanical and electrical breakdowns beyond the manufacturer’s warranty.
5. Screen & Keyboard Protection
A cracked screen or faulty keyboard can disrupt your productivity. Insurance helps cover repair costs for screen damage, keyboard malfunctions, and touchpad issues.
6. Battery & Charger Protection
Laptop batteries degrade over time, and chargers can get damaged due to power fluctuations. Insurance ensures you’re covered for battery replacements and charger failures.
7. Worldwide Coverage
For professionals and students who travel frequently, carrying a laptop is essential. Laptop insurance offers worldwide protection, ensuring that your device is covered no matter where you go.
8. Hassle-Free Claims & Quick Processing
Filing claims for laptop repairs or replacements can be a tedious process. With a good laptop insurance plan, you get a simple and hassle-free claim settlement experience.
9. Affordable Premiums for High-Value Coverage
Many people think insurance is expensive, but laptop insurance offers cost-effective protection for your valuable device at affordable premiums.
10. Peace of Mind & Financial Security
The biggest advantage of laptop insurance is peace of mind. You don’t have to worry about unexpected expenses if your laptop gets damaged, stolen, or malfunctions.
Final Thoughts
Your laptop is a significant investment that holds important data and helps you stay connected. Instead of risking costly repairs or replacement, investing in a laptop insurance plan ensures your device stays protected at all times.
If you want to safeguard your laptop, explore ORA Policy’s Laptop Insurance plans for reliable and affordable coverage. Get insured today and use your laptop worry-free!
Premium Plans Comparison
| Coverage Period | Basic Plan | Premium Plan |
|---|---|---|
| 1 Year | ₹799/year | ₹1,499/year |
| 2 Years | ₹1,399 (Save 12%) | ₹2,599 (Save 13%) |
| 3 Years | ₹1,999 (Save 17%) | ₹3,699 (Save 18%) |
Protect Your Premium laptop with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
A premium laptop is a significant investment, whether you use it for work, gaming, creative projects, or business. However, accidents, theft, and unexpected malfunctions can put your device at risk, leading to costly repairs or replacements. With ORA Insurance, you get comprehensive protection against accidental damage, liquid spills, theft, hardware failures, and more. Our hassle-free claim process, affordable premiums, and worldwide coverage ensure that your laptop stays safe, no matter where you go. Don't leave your expensive device unprotected—secure your premium laptop with ORA Insurance today and enjoy peace of mind!
Protecting your premium laptops like the HP Spectre x360, Dell Alienware M18 R1, and Lenovo Yoga Pro 9 has never been easier with Ora Policy’s specialized laptop insurance plans. Whether you own the sleek and versatile HP Spectre x360, the powerful gaming beast Dell Alienware M18 R1, or the ultra-performance Lenovo Yoga Pro 9, Ora Policy ensures your device stays protected against accidental damage, liquid spills, theft, and hardware malfunctions. Our insurance plans offer fast claim processing, cashless repair services at authorized centers, and 24/7 customer support, giving you complete peace of mind. Investing in a laptop insurance plan with Ora Policy not only secures your high-end device but also saves you from hefty repair costs and downtime, so you can focus on work, play, or creativity without worry.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished laptop Needs a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
Refurbished laptops are a great way to save money while still getting high-performance devices. Whether you buy a certified pre-owned model from a trusted brand or a second-hand laptop from a reseller, refurbished laptops offer excellent value for money. However, these devices can be just as vulnerable to damage, theft, or malfunctions as brand-new laptops—sometimes even more so. That’s why getting insurance for your refurbished laptop is essential.
1. Refurbished Laptops May Have Hidden Issues
Even if your refurbished laptop has been tested and repaired, there is always a risk of unexpected hardware failures. An insurance plan covers mechanical and electrical breakdowns, ensuring you don’t have to pay for expensive repairs.
2. Accidental Damage Can Happen Anytime
A sudden drop, a cracked screen, or liquid spills can occur at any moment. Repairing a refurbished laptop can be costly, especially if parts are hard to find. Insurance helps cover accidental damages, reducing your financial burden.
3. Theft and Loss Protection is Crucial
Laptops are prime targets for thieves, and a stolen laptop means losing valuable data and money. With insurance, you receive compensation to replace your lost or stolen device, helping you get back on track quickly.
4. Refurbished Laptops Often Have Limited Warranties
Many refurbished laptops come with a shorter warranty period than new ones. Once the manufacturer’s warranty expires, you’ll have to pay out-of-pocket for any repairs. Insurance extends protection beyond the warranty, ensuring long-term security.
5. Coverage for Battery and Charger Issues
Battery life in refurbished laptops may not be as strong as in brand-new devices. Chargers and adapters can also fail unexpectedly. Insurance covers replacements for faulty batteries and chargers, saving you from extra expenses.
6. Screen and Keyboard Protection
A broken screen or malfunctioning keyboard can make your laptop unusable. Insurance covers the cost of repairing cracked screens, dead pixels, and keyboard malfunctions, so you don’t have to worry about sudden repair costs.
7. Worldwide Coverage for Frequent Travelers
If you travel often, carrying a refurbished laptop without insurance can be risky. With global coverage, your laptop stays protected no matter where you go.
8. Hassle-Free Claim Process
Finding a reliable repair service for a refurbished laptop can be difficult. With an insurance plan, you get a hassle-free claims process with quick repair or replacement services.
9. Affordable Premiums for Maximum Protection
One of the best things about laptop insurance is that it’s cost-effective. Even if your laptop is refurbished, you can get full coverage at an affordable price, making it a smart financial decision.
10. Peace of Mind and Financial Security
Skipping insurance may seem like a good way to save money, but it can lead to bigger losses if your laptop gets damaged or stolen. With insurance, you get peace of mind knowing that your device is protected from unforeseen risks.
Final Thoughts
Your refurbished laptop is a valuable investment that deserves protection. Without insurance, you may end up paying more for repairs or replacements than you saved on the purchase. Instead of taking the risk, get ORA Policy’s Laptop Insurance and secure your device today!
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free International Extended Warranty
- 24x7 Pan-India Service Network
- No Claim Bonus up to 50%
Premium Plans
Basic Care
- 1 Free Repair
- Screen Protection
Total Protect
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
At ORA Policy, we know how crucial your laptop is for work, study, and daily tasks. That’s why we offer an easy, hassle-free laptop insurance claim process to get you back on track without delays. Whether your laptop faces accidental damage, liquid spills, theft, or hardware failures, our quick online claim system ensures minimal paperwork and fast approvals. With a dedicated support team and transparent process, you can expect a seamless experience from claim filing to settlement. Choose ORA Policy Laptop Insurance for reliable coverage and a stress-free claim process whenever you need it!