What is ORA Policy Homeappliances Insurance?
ORA Policy Home Appliances Insurance is a comprehensive protection plan designed to safeguard your essential household devices from accidental damage, mechanical breakdowns, power surges, and even theft. From refrigerators, washing machines, and air conditioners to microwaves and televisions, our insurance ensures that your expensive home appliances remain protected against unexpected repair costs. With affordable premiums, quick claim settlements, and hassle-free service, ORA Policy offers a smart solution to prevent sudden financial burdens. Unlike manufacturer warranties that provide limited coverage for a short period, our insurance extends long-term protection, covering both new and refurbished appliances. Choose ORA Policy Home Appliances Insurance today and enjoy peace of mind knowing your valuable devices are safe and secure!
Why Choose ORA Policy Homeappliances Insurance?
ORA Policy Home Appliances Insurance offers affordable, all-in-one protection for your essential household devices, covering accidental damage, mechanical failures, power surges, and theft. Unlike standard manufacturer warranties, our insurance provides long-term security, quick claim processing, and hassle-free service. Whether it's a refrigerator, washing machine, TV, or air conditioner, ORA Policy ensures you’re financially protected from costly repairs or replacements. With budget-friendly plans, 24/7 support, and reliable coverage, safeguarding your home appliances has never been easier. Choose ORA Policy today and enjoy worry-free appliance protection!
In today’s fast-paced world, your home appliances are more than just machines—they’re essential to your daily comfort and convenience. ORA Policy Home Appliances Insurance is designed to safeguard your valuable devices like refrigerators, washing machines, air conditioners, microwaves, and more against unexpected breakdowns, accidental damage, power surges, and even extended wear and tear. Our plans go beyond standard warranties, offering wide-ranging protection and quick, stress-free claim settlements. With ORA Policy, you benefit from transparent pricing, no hidden clauses, and dedicated customer service that puts your needs first. Whether it's a sudden fault or a long-term issue, we make sure you’re not left with high repair costs or replacement hassles. Choosing ORA Policy means choosing reliability, affordability, and the peace of mind that your home runs smoothly—no matter what. Secure your home appliances with a name trusted by thousands across the country.
What Does ORA Policy Homeappliances Insurance Cover?
ORA Policy Home Appliances Insurance provides comprehensive protection for your valuable household appliances, ensuring you are financially covered against unexpected damages and failures. Here’s what our insurance includes:
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Accidental Damage Protection
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Covers damages caused by drops, impacts, or mishandling.
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Mechanical & Electrical Breakdown
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rotection against sudden internal malfunctions after the manufacturer’s warranty expires.
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Power Surge & Voltage Fluctuation Coverage
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Shields your appliances from electrical damage due to unpredictable power surges.
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Liquid & Fire Damage
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Covers repair or replacement costs in case of damage due to water spills, flooding, or fire incidents.
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Theft & Burglary Protection
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Compensation in case of appliance theft or forced break-ins.
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Extended Warranty Benefits
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Provides continued protection beyond the manufacturer’s standard warranty period.
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Repair & Replacement Coverage
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Ensures quick servicing, repair, or full replacement of your appliance if necessary..
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Why Choose ORA Policy? Key Benefits That Stand Out
ORA Policy isn’t just another insurance provider. Here’s what makes them a smart choice:
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24/7 Claims Support: Report incidents anytime via their user-friendly app or website.
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Fast Repairs or Replacements: Partnered with certified repair centers for quick, hassle-free service.
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Affordable Premiums: Flexible payment options with no hidden fees. Pay monthly or annually.
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Global Coverage: Traveling abroad? Many plans cover international incidents.
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No Depreciation Costs: Get full-value replacements for newer models, not discounted payouts.
How to Enroll in 3 Simple Steps
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Check Eligibility: Most devices under 2 years old qualify.
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Pick Your Plan: Choose coverage tiers based on your budget and risk level.
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Activate Instantly: Enroll online and receive immediate confirmation.
What’s Not Covered? Understanding Exclusions
While ORA Policy is comprehensive, it’s important to note exclusions:
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Pre-existing damage before enrollment.
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Intentional damage or fraud.
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Loss due to negligence (e.g., leaving your homeappliances unattended in public).
Always review policy details to avoid surprises.
Final Thoughts: Is ORA Policy Right For You?
Skipping insurance on your refurbished home appliances might seem like a way to save money, but it can lead to financial regret when an unexpected breakdown occurs. ORA Policy Home Appliances Insurance provides an affordable, all-in-one protection plan to safeguard your investment from repairs, damages, and losses. Insure your refurbished home appliances today and enjoy worry-free living!
Ready to Secure Your homeappliances?
Visit ORA Policy’s website today to compare plans and find the perfect fit. Because your homeappliances deserves more than just a protective case—it deserves peace of mind.
Frequently Asked Questions
Buying Protection of your homeappliances is very easy and you can ACTIVATE your plan in 3 simple steps.
Choose the plan as per your homeappliances name, model and tenure you want.
Make the Payment of the premium by clicking the button of your desired plan.
Send the invoice copy of your homeappliances insurance plan to support@orapolicy.com
Once we get the details of the payment and invoice copy then,
we will send you an ACTIVATION Email and Policy Document to your Registered Email ID with all the details.
Protection with ORA Policy of your new/old iPad have several benefits. Its not just only saving yourself from huge repair / replacements bills but also many extra benefits you get once you buy ORA Policy.
Cashless Protection Against :
All Physical Damages-
Broken Screen
Display Blackout
Camera Damage
HomeButton Damage
Internal Malfunctions
MotherBoard Dead
BackGlass Damage
Audio/Speaker Damage
Liquid Damage
Charger Adapter Damage
Theft/Stolen
Homeappliances which is brought from out of india is completely covered under ORA Policy. Even gifted homeappliancess with different name on invoice copy can be covered from ORA Policy.
Yes, We welcome bulk protection plans. Subject to quantity of product, we will give few extra offers for more details kindly email us at corporate@orapolicy.com
Then you will be entitled to get NCB. No Claim Bonus is about part premium cashback in case of no claim. Suppose you buy for 2 year Protection plan for your device and you do not claim then 20% of the premium amount will refunded in your bank account. We will ask for fresh bank details of Policy Holder and the amount of cashback will be credited back in case of NO CLAIM. Similarly in one year plan 5% and three year 50% respectively.
Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.
Yes, Ora Policy provides insurance for refurbished homeappliances, as long as the device meets our eligibility criteria.
Yes, as long as the home appliances are in good working condition at the time the insurance is purchased.
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
Absolutely yes, provided:
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1-Year Plan, 2-Year Plan, and 3-Year Home Appliances Insurance Plan are available with ORA Policy
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A No Claim Bonus of 50% cashback is applicable on the 3-Year Plan, and 25% cashback is applicable on the 2-Year Home Appliances Insurance Plan from ORA Policy.
Absolutely! We understand that accidents happen. That’s why our comprehensive Home Appliances Insurance plan allows you to file up to 6 claims per year—with no cap on the claim amount or sum assured.
A home appliances insurance plan is a protection policy that covers the repair or replacement costs of essential household appliances such as refrigerators, washing machines, air conditioners, microwaves, and more. This type of plan safeguards you from unexpected breakdowns due to mechanical or electrical failures, helping you avoid sudden expenses. By ensuring your appliances are protected, it adds value to your home and provides peace of mind, especially when costly repairs arise. Ideal for homeowners and renters alike, a home appliance insurance plan helps extend the lifespan of your devices while keeping your household running smoothly.
The Ora home appliances insurance plan, offered in India, is designed to protect against various damages such as electrical faults, accidental damage, and mechanical breakdowns. However, when it comes to pre-existing damage—such as already broken parts or malfunctioning components—the plan typically does not provide coverage.
No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.
No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.
Yes, a homeappliances purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.
Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.
2025 ORA Home Appliances Insurance Premium Comparison
Compare premium prices for latest models
Serial No.
Home Appliances Model
Insurance Premium
001
LG 592 L1 Double Door Refrigerator
₹ 8620
002
Haier 9Kg Washing Machine
₹ 7620
003
LG 2 Ton Air Conditioner
₹ 7120
004
Vacuum Cleaner
₹ 7120
005
Robotic Vacuum Cleaner
₹ 7120
006
Washing Machine
₹ 7120
007
Water Purifier
₹ 7120
008
Dishwasher
₹ 7120
009
Coffee Maker Machine
₹ 7120
010
Refrigerator
₹ 7120
011
Air Conditioner
₹ 7120
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why Homeappliances Insurance is a Must-Have for Your Home Appliances
Homeappliances are essential for everyday convenience, making life easier and more efficient. From refrigerators and washing machines to air conditioners and televisions, these devices come with a high price tag and costly repairs. Unexpected breakdowns, accidental damages, or electrical failures can lead to hefty repair or replacement costs. This is why Home Appliances Insurance from ORA Policy is crucial to protect your valuable investments.
1. High Repair and Replacement Costs
Modern homeappliances are expensive to repair or replace. A sudden breakdown can cost thousands, making insurance a smart financial safeguard.
2. Protection Against Accidental Damage
Unforeseen accidents like drops, spills, or mishandling can damage appliances. Insurance ensures you don’t have to bear the entire repair cost.
3. Coverage for Mechanical and Electrical Failures
Even premium appliances can suffer from unexpected mechanical or electrical failures, especially after the warranty expires. Insurance provides extended protection.
4. Safeguard Against Power Surges
Voltage fluctuations and power surges can damage the internal circuits of appliances. Insurance covers repair or replacement costs due to electrical failures.
5. Fire and Liquid Damage Protection
Appliances can be damaged due to accidental fires, water leakage, or flooding. Home appliances insurance ensures financial protection in such scenarios.
6. Theft and Burglary Coverage
In case of theft or forced entry, replacing stolen appliances can be costly. Insurance provides compensation, reducing financial strain.
7. Extended Warranty Benefits
Manufacturer warranties last only for a limited period. Home appliances insurance extends coverage beyond the original warranty, offering long-term protection.
8. Affordable Premiums for Maximum Coverage
With ORA Policy, you get cost-effective insurance plans that provide maximum coverage at minimal premiums, ensuring financial security.
9. Quick and Hassle-Free Claims
ORA Policy offers a fast and transparent claim process, ensuring minimal documentation and quick approvals for appliance repairs or replacements.
10. Peace of Mind for Homeowners
Instead of worrying about unexpected repair costs or appliance failures, insurance allows you to enjoy the comfort and efficiency of your home appliances without stress.
Conclusion
Skipping home appliances insurance can lead to huge financial losses in case of accidents, failures, or theft. ORA Policy Home Appliances Insurance provides comprehensive protection, affordable plans, and easy claims processing, making it the best choice for safeguarding your essential home devices. Protect your appliances today and enjoy worry-free living!
Coverage for accidental screen cracks
Protection against monsoon water damage
Theft protection with police FIR support
Premium Plans Comparison
Coverage Period
Basic Plan
Premium Plan
1 Year
₹799/year
₹1,499/year
2 Years
₹1,399 (Save 12%)
₹2,599 (Save 13%)
3 Years
₹1,999 (Save 17%)
₹3,699 (Save 18%)
Protect Your Premium homeappliances with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your homeappliances is more than just a device—it’s an essential tool for work, creativity, and entertainment. Whether you own the latest homeappliances Pro or a high-end homeappliances Air,
protecting it from accidental damage, theft, liquid spills, and hardware malfunctions is crucial. Repairs can be expensive, and replacing a stolen or damaged homeappliances can be a financial burden.
ORA Insurance offers comprehensive coverage that ensures your premium homeappliances stays protected against unforeseen risks. With affordable plans, hassle-free claims, and 24/7 support,
you can enjoy complete peace of mind knowing that your investment is secure. Don’t leave your valuable device unprotected—get ORA Insurance today and safeguard your homeappliances from unexpected mishaps!
Ora Policy’s Home Appliances Insurance Plan delivers unmatched protection to keep your essential household devices running
smoothly, blending affordability with comprehensive coverage. Designed for modern homeowners, this plan safeguards
against unexpected breakdowns of refrigerators, washing machines, air conditioners, and other major appliances,
ensuring you avoid costly repairs or replacements. With 24/7 emergency support, skilled technicians promptly address
issues—whether from mechanical failures, electrical surges, or wear and tear—minimizing downtime. The plan stands out
with its hassle-free claim process, featuring instant online submissions and swift approvals, so you’re never left
waiting. Flexible options cater to both new purchases and older models, while add-ons like annual maintenance
checks or coverage for accidental damage let you customize protection. Budget-friendly premiums and transparent
terms eliminate hidden fees, making it a smart choice for financial security. Beyond practicality, Ora Policy
prioritizes peace of mind, offering expert guidance to extend appliance lifespans and reduce long-term costs.
Ideal for busy households, this insurance transforms unpredictable breakdowns into manageable solutions, letting
you enjoy a stress-free home environment while protecting your investment.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
₹1,499/yr
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
₹2,699
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
₹3,699
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished Homeappliances Need a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
Buying refurbished home appliances is a smart way to save money while still getting high-quality products. However, these appliances come with higher risks of malfunctions, breakdowns, and wear-and-tear issues. Skipping insurance on refurbished appliances can lead to expensive repairs or even complete replacements.
ORA Policy provides the perfect safety net to protect your refurbished home appliances from unexpected damages.
Higher Risk of Mechanical Failures
Refurbished appliances often contain used, repaired, or replaced components, making them more prone to internal failures. Even if an appliance seems to work fine at first, hidden defects could appear later, causing sudden breakdowns. Insurance ensures you don’t have to pay hefty repair costs for such failures.
2. Limited or No Manufacturer Warranty
Most refurbished home appliances either have a shorter warranty or no warranty at all, leaving you unprotected once you bring them home. Once the manufacturer’s coverage ends, you are responsible for all repairs and replacements. Home appliance insurance extends protection beyond the manufacturer’s warranty, ensuring long-term security.
3. Costly Repairs Can Erase Your Savings
While refurbished appliances are significantly cheaper than brand-new ones, a single major repair can cost nearly as much as a new appliance. If you end up spending a large amount on fixing issues, the initial savings may not seem worth it. Insurance protects your investment by covering repair expenses, keeping your savings intact.
4. Electrical and Mechanical Failures Are Common
Refurbished appliances may have undergone previous repairs for electrical or mechanical issues, but that doesn’t mean they won’t fail again. Voltage fluctuations, wiring issues, or motor failures can occur at any time, leading to expensive service charges. With ORA Policy insurance, you are covered against these unexpected failures, ensuring your appliances stay functional.
5. Protection Against Power Surges and Short Circuits
Electrical surges and short circuits can instantly damage home appliances, leading to complete failure. Older appliances, including refurbished ones, are particularly vulnerable to such issues due to their worn-out components. Insurance ensures you get financial coverage in case of electrical mishaps, helping you repair or replace the damaged appliance without worrying about expenses.
6. Fire and Water Damage Can Ruin Your Appliances
Accidents happen, and your appliances could be damaged by fire, water leakage, or flooding. Whether it's a washing machine, refrigerator, or air conditioner, moisture and heat exposure can cause irreparable damage. Insurance helps you recover from such losses by covering repair or replacement costs.
7. Theft and Burglary Protection Gives Peace of Mind
Home appliances are expensive assets, making them attractive targets for burglars. If your refurbished appliance is stolen, replacing it can be financially draining. ORA Policy insurance provides coverage against theft and burglary losses, helping you recover your investment without stress.
8. Affordable Premiums with Extensive Coverage
One of the biggest advantages of ORA Policy Home Appliances Insurance is that it offers comprehensive protection at an affordable price. Instead of worrying about unexpected breakdowns, costly repairs, or accidental damage, you get peace of mind knowing your appliances are financially protected.
9. Quick and Hassle-Free Claim Process
Filing an insurance claim can sometimes be frustrating, but ORA Policy ensures a smooth, transparent, and quick claim process. Whether your appliance needs repair or replacement, you can expect fast approvals and efficient service to minimize downtime.
10. Long-Term Durability and Performance Assurance
When you insure your refurbished home appliances, you are not just protecting them financially but also ensuring their long-term durability and performance. With coverage against wear and tear, electrical failures, and accidental damages, your appliances can continue to function efficiently without unexpected expenses.
Conclusion
Skipping insurance on your refurbished home appliances might seem like a way to save money, but it can lead to financial regret when an unexpected breakdown occurs. ORA Policy Home Appliances Insurance provides an affordable, all-in-one protection plan to safeguard your investment from repairs, damages, and losses. Insure your refurbished home appliances today and enjoy worry-free living!
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
₹799/yr
- 6 Free Repair
- Screen Protection
Total Protect
₹1,499/yr
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
At ORA Policy, we understand that dealing with appliance or gadget damage can be stressful, which is why we offer a hassle-free and streamlined claim process.
Whether it's your laptop, mobile, home appliances, or any other insured device, our quick and transparent claim system ensures you get the support you need without
unnecessary delays. With minimal documentation, fast approvals, and a dedicated customer support team, we make sure your claim is processed smoothly,
so you can get back to using your device with peace of mind. Choose ORA Policy Insurance for a seamless and stress-free claim experience!
Write Your Review
Compare premium prices for latest models
| Serial No. | Home Appliances Model | Insurance Premium |
|---|---|---|
| 001 | LG 592 L1 Double Door Refrigerator | ₹ 8620 |
| 002 | Haier 9Kg Washing Machine | ₹ 7620 |
| 003 | LG 2 Ton Air Conditioner | ₹ 7120 |
| 004 | Vacuum Cleaner | ₹ 7120 |
| 005 | Robotic Vacuum Cleaner | ₹ 7120 |
| 006 | Washing Machine | ₹ 7120 |
| 007 | Water Purifier | ₹ 7120 |
| 008 | Dishwasher | ₹ 7120 |
| 009 | Coffee Maker Machine | ₹ 7120 |
| 010 | Refrigerator | ₹ 7120 |
| 011 | Air Conditioner | ₹ 7120 |
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why Homeappliances Insurance is a Must-Have for Your Home Appliances
Homeappliances are essential for everyday convenience, making life easier and more efficient. From refrigerators and washing machines to air conditioners and televisions, these devices come with a high price tag and costly repairs. Unexpected breakdowns, accidental damages, or electrical failures can lead to hefty repair or replacement costs. This is why Home Appliances Insurance from ORA Policy is crucial to protect your valuable investments.
1. High Repair and Replacement Costs
Modern homeappliances are expensive to repair or replace. A sudden breakdown can cost thousands, making insurance a smart financial safeguard.
2. Protection Against Accidental Damage
Unforeseen accidents like drops, spills, or mishandling can damage appliances. Insurance ensures you don’t have to bear the entire repair cost.
3. Coverage for Mechanical and Electrical Failures
Even premium appliances can suffer from unexpected mechanical or electrical failures, especially after the warranty expires. Insurance provides extended protection.
4. Safeguard Against Power Surges
Voltage fluctuations and power surges can damage the internal circuits of appliances. Insurance covers repair or replacement costs due to electrical failures.
5. Fire and Liquid Damage Protection
Appliances can be damaged due to accidental fires, water leakage, or flooding. Home appliances insurance ensures financial protection in such scenarios.
6. Theft and Burglary Coverage
In case of theft or forced entry, replacing stolen appliances can be costly. Insurance provides compensation, reducing financial strain.
7. Extended Warranty Benefits
Manufacturer warranties last only for a limited period. Home appliances insurance extends coverage beyond the original warranty, offering long-term protection.
8. Affordable Premiums for Maximum Coverage
With ORA Policy, you get cost-effective insurance plans that provide maximum coverage at minimal premiums, ensuring financial security.
9. Quick and Hassle-Free Claims
ORA Policy offers a fast and transparent claim process, ensuring minimal documentation and quick approvals for appliance repairs or replacements.
10. Peace of Mind for Homeowners
Instead of worrying about unexpected repair costs or appliance failures, insurance allows you to enjoy the comfort and efficiency of your home appliances without stress.
Conclusion
Skipping home appliances insurance can lead to huge financial losses in case of accidents, failures, or theft. ORA Policy Home Appliances Insurance provides comprehensive protection, affordable plans, and easy claims processing, making it the best choice for safeguarding your essential home devices. Protect your appliances today and enjoy worry-free living!
Premium Plans Comparison
| Coverage Period | Basic Plan | Premium Plan |
|---|---|---|
| 1 Year | ₹799/year | ₹1,499/year |
| 2 Years | ₹1,399 (Save 12%) | ₹2,599 (Save 13%) |
| 3 Years | ₹1,999 (Save 17%) | ₹3,699 (Save 18%) |
Protect Your Premium homeappliances with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your homeappliances is more than just a device—it’s an essential tool for work, creativity, and entertainment. Whether you own the latest homeappliances Pro or a high-end homeappliances Air, protecting it from accidental damage, theft, liquid spills, and hardware malfunctions is crucial. Repairs can be expensive, and replacing a stolen or damaged homeappliances can be a financial burden. ORA Insurance offers comprehensive coverage that ensures your premium homeappliances stays protected against unforeseen risks. With affordable plans, hassle-free claims, and 24/7 support, you can enjoy complete peace of mind knowing that your investment is secure. Don’t leave your valuable device unprotected—get ORA Insurance today and safeguard your homeappliances from unexpected mishaps!
Ora Policy’s Home Appliances Insurance Plan delivers unmatched protection to keep your essential household devices running smoothly, blending affordability with comprehensive coverage. Designed for modern homeowners, this plan safeguards against unexpected breakdowns of refrigerators, washing machines, air conditioners, and other major appliances, ensuring you avoid costly repairs or replacements. With 24/7 emergency support, skilled technicians promptly address issues—whether from mechanical failures, electrical surges, or wear and tear—minimizing downtime. The plan stands out with its hassle-free claim process, featuring instant online submissions and swift approvals, so you’re never left waiting. Flexible options cater to both new purchases and older models, while add-ons like annual maintenance checks or coverage for accidental damage let you customize protection. Budget-friendly premiums and transparent terms eliminate hidden fees, making it a smart choice for financial security. Beyond practicality, Ora Policy prioritizes peace of mind, offering expert guidance to extend appliance lifespans and reduce long-term costs. Ideal for busy households, this insurance transforms unpredictable breakdowns into manageable solutions, letting you enjoy a stress-free home environment while protecting your investment.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished Homeappliances Need a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
Buying refurbished home appliances is a smart way to save money while still getting high-quality products. However, these appliances come with higher risks of malfunctions, breakdowns, and wear-and-tear issues. Skipping insurance on refurbished appliances can lead to expensive repairs or even complete replacements. ORA Policy provides the perfect safety net to protect your refurbished home appliances from unexpected damages.
Higher Risk of Mechanical Failures
Refurbished appliances often contain used, repaired, or replaced components, making them more prone to internal failures. Even if an appliance seems to work fine at first, hidden defects could appear later, causing sudden breakdowns. Insurance ensures you don’t have to pay hefty repair costs for such failures.
2. Limited or No Manufacturer Warranty
Most refurbished home appliances either have a shorter warranty or no warranty at all, leaving you unprotected once you bring them home. Once the manufacturer’s coverage ends, you are responsible for all repairs and replacements. Home appliance insurance extends protection beyond the manufacturer’s warranty, ensuring long-term security.
3. Costly Repairs Can Erase Your Savings
While refurbished appliances are significantly cheaper than brand-new ones, a single major repair can cost nearly as much as a new appliance. If you end up spending a large amount on fixing issues, the initial savings may not seem worth it. Insurance protects your investment by covering repair expenses, keeping your savings intact.
4. Electrical and Mechanical Failures Are Common
Refurbished appliances may have undergone previous repairs for electrical or mechanical issues, but that doesn’t mean they won’t fail again. Voltage fluctuations, wiring issues, or motor failures can occur at any time, leading to expensive service charges. With ORA Policy insurance, you are covered against these unexpected failures, ensuring your appliances stay functional.
5. Protection Against Power Surges and Short Circuits
Electrical surges and short circuits can instantly damage home appliances, leading to complete failure. Older appliances, including refurbished ones, are particularly vulnerable to such issues due to their worn-out components. Insurance ensures you get financial coverage in case of electrical mishaps, helping you repair or replace the damaged appliance without worrying about expenses.
6. Fire and Water Damage Can Ruin Your Appliances
Accidents happen, and your appliances could be damaged by fire, water leakage, or flooding. Whether it's a washing machine, refrigerator, or air conditioner, moisture and heat exposure can cause irreparable damage. Insurance helps you recover from such losses by covering repair or replacement costs.
7. Theft and Burglary Protection Gives Peace of Mind
Home appliances are expensive assets, making them attractive targets for burglars. If your refurbished appliance is stolen, replacing it can be financially draining. ORA Policy insurance provides coverage against theft and burglary losses, helping you recover your investment without stress.
8. Affordable Premiums with Extensive Coverage
One of the biggest advantages of ORA Policy Home Appliances Insurance is that it offers comprehensive protection at an affordable price. Instead of worrying about unexpected breakdowns, costly repairs, or accidental damage, you get peace of mind knowing your appliances are financially protected.
9. Quick and Hassle-Free Claim Process
Filing an insurance claim can sometimes be frustrating, but ORA Policy ensures a smooth, transparent, and quick claim process. Whether your appliance needs repair or replacement, you can expect fast approvals and efficient service to minimize downtime.
10. Long-Term Durability and Performance Assurance
When you insure your refurbished home appliances, you are not just protecting them financially but also ensuring their long-term durability and performance. With coverage against wear and tear, electrical failures, and accidental damages, your appliances can continue to function efficiently without unexpected expenses.
Conclusion
Skipping insurance on your refurbished home appliances might seem like a way to save money, but it can lead to financial regret when an unexpected breakdown occurs. ORA Policy Home Appliances Insurance provides an affordable, all-in-one protection plan to safeguard your investment from repairs, damages, and losses. Insure your refurbished home appliances today and enjoy worry-free living!
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
- 6 Free Repair
- Screen Protection
Total Protect
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
At ORA Policy, we understand that dealing with appliance or gadget damage can be stressful, which is why we offer a hassle-free and streamlined claim process. Whether it's your laptop, mobile, home appliances, or any other insured device, our quick and transparent claim system ensures you get the support you need without unnecessary delays. With minimal documentation, fast approvals, and a dedicated customer support team, we make sure your claim is processed smoothly, so you can get back to using your device with peace of mind. Choose ORA Policy Insurance for a seamless and stress-free claim experience!