Protect Your Washing Machine(Top/Front Load) with India's Best Washing Machine Insurance Plan

Protecting Your Washing Machine(Top/Front Load) with Comprehensive Coverage

Your washing machine(Top/Front Load) is more than just an appliance—it's the unsung hero of your household. From muddy school uniforms to delicate fabrics, it handles it all, saving time and effort every single day. But like any hardworking machine, it's vulnerable to wear and tear, unexpected breakdowns, and electrical malfunctions.
That’s where ORA Policy’s Washing Machine(Top/Front Load) Insurance Plan steps in. Whether you own a top load or front load model, we offer comprehensive protection to keep your laundry days stress-free.

Why Choose ORA Policy?

Trusted by over 2.3 million Indian households, ORA Policy is known for its transparent claims, lightning-fast service, and customer-first approach. We understand how crucial your appliances are, and our Washing Machine Insurance Plan reflects that commitment.
We cover all major brands and models—including fully automatic, semi-automatic, top-load, and front-load washing machines.

Key Features:

  • Accidental Damage: Covers cracks, dents, or breakage caused by drops or mishandling during cleaning or usage.
  • Electrical Failures: Protection from motor burnout, PCB failure, and malfunctioning control units due to power issues.
  • Mechanical Issues: Coverage for faulty drums, pumps, belts, sensors, and water inlet valves.
  • Voltage Fluctuations: Safeguards your appliance against damage from power surges or short circuits.
  • Water Leakage & Drainage Problems: Includes pipe bursts, faulty hoses, or blocked drainage systems.
  • Cashless Repairs: All servicing is done at certified repair centers using 100% genuine parts.
Plan Duration Premium (₹)
1 Year 799
2 Years 1,499
3 Years 2,199

Why Should You Insure Your Washing Machine(Top/Front Load)?

Washing machines are essential, but they're also expensive to repair. A minor fault in the drum, motor, or control panel can cost thousands—and that's without factoring in service delays or low-quality parts. With ORA Policy’s Washing Machine Insurance, you get:

  • Cashless repairs at authorized centers
  • Protection against accidental and electrical damage
  • Coverage for both top-load and front-load models
  • Peace of mind for a very small annual premium
  • Supported Washing Machine Brands & Models

    ORA Policy covers all major brands including:

    Protect your New and Reburbished Washing Machine(Top/Front Load) with India's Best Washing Machine Insurance Company

    Total Damage, Theft and Extended Warranty Plan

    Frequently Asked Questions

    What does the Ora Policy cover?

    In a comprehansive insurance plan for Washing Machine ORA Policy cover:

    • Accidental Damage: Spills, cracks, or physical damage, ORA Policy has you covered.

    • Electrical Damage: Shield your appliance from voltage spikes, short circuits, and motor burnout.

    • Mechanical Breakdowns: Get repairs or replacements for critical parts like drums, belts, and pumps.

    • Free Annual Maintenance: Preventive checks to keep your machine running smoothly.

    • Theft Protection: Compensation if stolen during a break-in.

    Is my Washing Machine eligible?

    Absolutely yes, provided:

    • Washing Machine must be fully functional at enrollment.

    • Purchased within the last 2 years.

    • Not on a "blacklisted" status.

    What are the costs of premium?

    Absolutely yes, provided:

    • Anual premium: 10–10–20 (varies by device value).

    • 100% Cashless, No Deductible: 50–50–on claim.

    • Discounts for bundling multiple devices Corporate Plans.

    How long does coverage last?

    Absolutely yes, provided:

    • 1 Year Plan, 2 Year Plan and 3 Year Washing Machine Insurance Plan is available with ORA Policy

    • No claim bonus of 50% cashback is applicable in 3 year plan and 25% cashback is applicable in 2 year Washing Machine insurance plan from ora policy.

    Are there coverage limits?

    Yes:

    • Max 6 claims per year.

    • No cap limit on amount of claim.

    • Repairs and replacements are done only from authorised service centers to maintain the quality and warranty of repaired parts.

    What does the Washing Machine Insurance cover?

    • The ORA Policy insurance plan covers accidental damage, mechanical breakdowns, electrical failures, and damages due to natural disasters.

    How can I file a claim under the ORA Policy insurance?

    • You can file a claim by visiting the ORA Policy website, logging into your account, fill claim form and submitting the necessary documents and claim request..

    Is there a cashless repair facility available?

    • Yes, ORA Policy provides a cashless repair facility, allowing you to get your washing machine repaired without any upfront payment.

    Do you provide insurance for refurbished washing machines?

    • Yes, Ora Policy provides insurance for refurbished washing machines, as long as the device meets our eligibility criteria.

    Can I transfer the insurance if I sell or gift my washing machine?

    • Yes, you can transfer the insurance to the new owner.

    Can I get an extended warranty with this insurance?

    • Yes, the ORA Policy insurance plan offers an extended warranty option beyond the manufacturer’s standard coverage.

    How long does claim processing take?

    • Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.

    My washing machine is damaged again. Can I file another claim?

    • Absolutely! We understand that accidents happen. That’s why our comprehensive Washing Machine Insurance plan allows you to file up to six claims per year—with no cap on the claim amount or the sum assured.

    What is a washing machine insurance plan?

    • A washing machine insurance plan is a protection policy that covers repair or replacement costs for your top-load or front-load machine due to mechanical/electrical failures (e.g., motor burnout, drum imbalance), leaks, power surges, or accidental damage. It extends beyond the manufacturer’s warranty, offering cashless repairs, free maintenance, and quick claims to keep your laundry routine uninterrupted.

    Does Ora insurance plan for Washing Machine cover pre-existing issues?

    • No, ORA Policy’s washing machine insurance plan does not cover pre-existing issues. Coverage applies only to malfunctions or damages that occur after the policy is purchased.

    Can I renew my Ora insurance policy?

    • No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.

    Do I need to submit any documents for accidental damage claims?

    • No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.

    Can I insure a washing machine that I bought on EMI?

    • Yes, a washing machine purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.

    Does ORA Policy provide doorstep pickup and delivery for repairs?

    • Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.

    ORA Policy FAQ

    Instant answers to common order, return, policy, and claim issues

    How to buy ORA Insurance Policy

    How do I buy ORA Policy Protection Plan for my Washing Machine?

    Buying ORA Policy insurance plan is very easy and super quick:

    • View Plans, Select the tenure from here
    • Share your Washing Machine bill and a photo of Washing Machine via whatsapp or email.
    • Get approved instantly and you get activation email and policy document via email.

    Claims

    How do I file a claim?

    Steps to File a Claim:
    1. Call or customer support or email at support@orapolicy.com
    2. Choose option for ORA doorstep service or self repair/replacement
    3. Sumbit bank details/upi in case of self repair
    4. Get Super Quick Claim From ORA Policy

    Still Need Help?

    Contact our support team:

    📞 08076674448
    ✉️ support@orapolicy.com