Protect Your Water Purifier with India's Best Water Purifier Insurance Plan

Protecting Your Water Purifier with Comprehensive Coverage

In India, where water quality varies drastically, a reliable water purifier is not just an appliance—it’s a lifeline. From RO systems to UV and UF technologies, purifiers work tirelessly to eliminate contaminants and safeguard your family’s health. However, components like filters, pumps, and membranes are prone to wear and tear, electrical surges, or sudden breakdowns. Repairing these advanced systems can cost thousands, leaving households vulnerable to unsafe water and unexpected expenses.
ORA Policy’s Water Purifier Insurance Plan is designed to eliminate these worries. With comprehensive coverage, cashless repairs, and India’s fastest claim process, we ensure your purifier functions flawlessly, delivering pure water every day.

Why ORA Policy is the #1 Choice for Water Purifier Insurance?

Rated 4.8/5 by 1.2 million households, ORA Policy combines affordability with expertise in appliance protection. Our partnerships with certified service centers and OEM spare providers guarantee genuine repairs and zero compromises on quality.

Key Features:

  • Complete Component Coverage: Filters (RO, UV, UF), pumps, membranes, valves, and sensors.
  • Electrical Damage Protection: Repairs for motor burnout, PCB failures, or voltage fluctuation damage.
  • Accidental Damage: Cracks, leaks, or damage during maintenance/relocation.
  • Free Annual Maintenance: Includes filter replacement, sanitization, and performance checks.
  • Water Contamination Cover: Emergency servicing if purifier fails to remove TDS/contaminants.
  • 24/7 Support: Pan-India network with same-day repairs in metro cities.
Plan Duration Premium (₹)
1 Year 799
2 Years 1,499
3 Years 2,199

Why Choose ORA Policy Over Others?

ORA Policy’s plans are tailored to India’s climate and infrastructure challenges—erratic power supply, monsoons, and dusty environments. Their commitment to genuine repairs, transparent terms, and high claim settlement rates has earned them trust among homeowners, businesses, and renters nationwide.

Why Insure Your Water Purifier?

Water purifiers today are advanced machines, packed with filters, pumps, sensors, UV lamps, and smart digital displays. Just like any sophisticated appliance, they’re prone to wear and tear, electrical faults, or even accidental damage. Replacing RO membranes, control boards, or UV lamps can cost a lot—especially for high-end models.
ORA Policy’s insurance plan takes care of these issues so you can focus on what matters: staying healthy and hydrated.

Brands & Technologies Covered

ORA Policy insures all major purifier types and brands, including:

Protect your New and Reburbished Water Purifier with India's Best Water Purifier Insurance Company

Total Damage, Theft and Extended Warranty Plan

Frequently Asked Questions

What does the ORA Policy cover for water purifiers?

ORA Policy’s comprehensive water purifier insurance plan offers all-round protection, including:

  • Accidental Damage: Covers physical damage during cleaning, maintenance, or weather-related incidents.

  • Electrical & Mechanical Failures: Includes coverage for internal component issues like pump, PCB, UV lamp, or motor malfunctions.

  • Damage from Power Surges: Protects against voltage fluctuations, short circuits, and related electrical faults.

  • Filter & Leakage Issues: Includes coverage for essential parts like membranes, filters, and repairs due to leakage.

  • Theft Protection: Offers compensation if the purifier is stolen during a verified home break-in.

Is my water purifier eligible?

Absolutely yes, provided:

  • Water Purifier must be fully functional at enrollment.

  • Purchased within the last 2 years.

  • Not on a "blacklisted" status.

What are the costs of premium?

Absolutely yes, provided:

  • Anual premium: 10–10–20 (varies by device value).

  • 100% Cashless, No Deductible: 50–50–on claim.

  • Discounts for bundling multiple devices Corporate Plans.

How long does coverage last?

Absolutely yes, provided:

  • 1 Year Plan, 2 Year Plan and 3 Year Water Purifier Insurance Plan is available with ORA Policy

  • No claim bonus of 50% cashback is applicable in 3 year plan and 25% cashback is applicable in 2 year water purifier insurance plan from ora policy.

Are there coverage limits?

Yes:

  • Max 6 claims per year.

  • No cap limit on amount of claim.

  • Repairs and replacements are done only from authorised service centers to maintain the quality and warranty of repaired parts.

Is doorstep repair included in the insurance plan?

  • Yes, ORA Policy provides doorstep repair services by expert technicians for easy and hassle-free maintenance.

Do you provide insurance for refurbished water purifiers?

  • Yes, Ora Policy provides insurance for refurbished water purifiers, as long as they meet our eligibility criteria.

Can I transfer the insurance if I sell or gift my Water Purifier?

  • Yes, you can transfer the insurance to the new owner.

Does the insurance cover damage due to power fluctuations?

  • Yes, the insurance covers damage caused by voltage fluctuations that may harm your Water Purifier’s internal components.

How long does claim processing take?

  • Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.

My water purifier is damaged again. Can I file another claim?

  • Absolutely! We understand that accidents happen. That’s why our comprehensive Water Purifier Insurance plan allows you to file up to six claims per year—with no cap on the claim amount or the sum assured.

Does Ora water purifier insurance cover pre-existing damage?

  • No, ORA Policy's water purifier insurance does not cover pre-existing damage. Coverage begins after the policy is activated and applies only to new incidents of accidental damage, electrical faults, or mechanical breakdowns. Any issues present before purchasing the policy are excluded from coverage.

Can I renew my Ora insurance policy?

  • No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.

What is a water purifier insurance plan?

  • A water purifier insurance plan is a specialized protection policy designed to safeguard your appliance against unexpected damages and technical failures. It typically covers accidental damage, electrical issues like voltage fluctuations, mechanical breakdowns of parts such as filters and pumps, and sometimes even offers annual maintenance services. With rising repair costs and increasing dependency on clean drinking water, an insurance plan ensures that your water purifier stays functional without causing a dent in your wallet. Offered by trusted providers like ORA Policy, this plan provides peace of mind and uninterrupted access to safe, purified water.

Do I need to submit any documents for accidental damage claims?

  • No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.

Can I insure a water purifier that I bought on EMI?

  • Yes, a water purifier purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.

Does ORA Policy provide doorstep pickup and delivery for repairs?

  • Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.

ORA Policy FAQ

Instant answers to common order, return, policy, and claim issues

How to buy ORA Insurance Policy

How do I buy ORA Policy Protection Plan for my water purifier?

Buying ORA Policy insurance plan is very easy and super quick:

  • View Plans, Select the tenure from here
  • Share your water purifier bill and a photo of water purifier via whatsapp or email.
  • Get approved instantly and you get activation email and policy document via email.

Claims

How do I file a claim?

Steps to File a Claim:
  1. Call or customer support or email at support@orapolicy.com
  2. Choose option for ORA doorstep service or self repair/replacement
  3. Sumbit bank details/upi in case of self repair
  4. Get Super Quick Claim From ORA Policy

Still Need Help?

Contact our support team:

📞 08076674448
✉️ support@orapolicy.com