ORA Policy® | iWatch (Smart iWatch) Insurance & Extended Warranty
Is your iWatch Protected? Protect your iWatch from all kind of Accidental Damages & Theft from ORA Policy® iWatch Protection Plan.
Also get FREE INTERNATIONAL Extended Warranty with every plan you purchase.















Your Ultimate Guide to Knowing about iWatch Insurance Plans.
Let’s know more about iWatch (Smart iWatch) Insurance: SmartWatchs have evolved a lot in the past decade. From the resolution, pixel density, technology, and Repair costs, it has become not only sleek but way smarter after being able to seamlessly integrate with the internet. But the primary function of any iWatch is to provide a pleasant viewing experience. And there is one form factor that has been in conversation against the traditional flat iWatchs. Yes, we are talking about curved iWatchs and why we should take insurance of iWatch. Let’s find out what the fuss is all about. In this article, we'll take a closer look at iWatch Insurance plans in India, including the benefits, iWatch Insurance Plans in India Types of iWatch Insurance Plans How to Choose the Right iWatch Insurance Plan Coverage and Highlights of iWatch Insurance Plans.:
- Protection against Accidental Damage.
- Coverage against Loss and Theft.
- Free International Extended Warranty.
Checkout the Plan Details and Premium of iWatch Insurance Plan!
Protect Your New-Old iWatch with ORA Policy® iWatch Insurance Plan.
iWatch are not only expensive but also very fragile. In the event of any damage, repair and replacement of iWatch are too expensive and may cost you damage 10,000 INR for a small of damage to 1 Lakh for the entire iWatch replacement but iWatch Insurance with ORA Policy®, give a peace of mind from all acciental damages and theft loss.
COVERAGE & BENEFITS
- All Damages Covered: Screen Crack, Display Damage, Liquid Damage, MotherBoard Damage & Malfunctions Covered.
- Theft & Loss Covered: Get upto 90% from Theft/Loss/burglary/Snatching Etc.
- FREE Extended warranty: You get FREE Extended warranty with Every ORA Protection Plan.
- NO CLAIM BONUS:Get Upto 50% Cashback on NO CLAIM CASE directly in your Bank account.
- Genuine Parts: All Repairs and Replacements are done by its branded Authorized Service Centers.
- Super Fast Claims: Time is important, All Claims are resolved in 48 hours time frame.
In case of delay in claim beyond promised time, you get a new iWatch of same make and model without any further questions. All claims are PRE-APPROVED!
- ORA Policy®
Why Do You Need iWatch Insurance?
Your iWatch is more than just a smartwatch—it’s your fitness tracker, notification hub, and even a lifeline with emergency features. But daily wear exposes it to risks like cracked screens, water damage, or accidental drops, and repairs from Apple can be shockingly expensive. Without insurance, a single mishap could cost you hundreds in out-of-pocket repairs or force you to replace it entirely. Apple Watch insurance covers accidental damage, battery wear, and even theft, so you’re never left unprotected. Whether you rely on it for workouts, health monitoring, or staying connected, safeguarding your watch with insurance means peace of mind. Don’t risk an unexpected expense—get covered and wear your Apple Watch with confidence, knowing you’re prepared for life’s little accidents.
Why Only ORA Policy® iWatch Insurance Plan?
When it comes to protecting your Apple Watch, the ORA Policy® iWatch Insurance Plan stands out as the ultimate safeguard—crafted exclusively for tech-savvy users who demand precision and reliability. Unlike generic insurance options, this plan zeroes in on the unique vulnerabilities of your iWatch, covering everything from accidental cracks and water damage to theft and battery failures, all while using certified Apple parts for repairs. What truly sets it apart? A seamless claims process that skips the paperwork hassle, paired with round-the-clock support to resolve issues in real time, whether you’re at home or traveling. Tailored to fit dynamic lifestyles, ORA Policy® offers flexible terms, budget-friendly premiums, and transparent terms—no surprise fees or fine print. Backed by a network of Apple-authorized service centers, your device gets priority attention, minimizing downtime. Join a global community of satisfied users who trust ORA Policy® not just for coverage, but for a partnership that values your connectivity. Protect your iWatch with a plan that’s as smart and versatile as the tech on your wrist—because settling for less isn’t an option.
ORA Policy® is committed to giving the fastest and hassle-free claims to its customers. We understand how it feels when your expensive device gets damaged or lost. You can log a claim online 24 hours per day 365 days of the year. We cover almost every kind of iWatch.
Here is a list:-
- LG iWatch
- Sony iWatch
- Panasonic SLR iWatch
- TCL iWatch
- VI iWatch
- Samsung iWatch
- Onida iWatch
- Sharp iWatch
- Apple iWatch
- Haier iWatch
Latest OLED iWatch Models
- Hisense U8N
- LG Evo G4 OLED iWatch
- Panasonic Z95A OLED iWatch
- Samsung S95D
- Amazon Fire iWatch Omni Mini-LED
- SAMSUNG 1.08 m (43) QLED Q60D
- Hisense's 116-inch RBG-Mini LED iWatch
- SONY Bravia 2 109 cm (43 inch)
2025 iWatch Models
- Samsung S90D/S90DD OLED
- Redmi Smart Fire iWatch 4K 2024 55-Inch
- Xiaomi iWatch X 2023 43-Inch
- Vu GloLED iWatch 2025
- Samsung Crystal 4K UHD iWatch
Top iWatch Brands In india
- SONY
- SAMSUNG
- LG
- Panasonic
- AMAZON FIRE iWatch
- APPLE iWatch
- VU
- Redmi
- Haier
Did you know ...
iWatch which are brought from out of India are also covered by ORA Policy®.
International Coverage:
If you live outside India or travel out of India and your iWatch is insured with ORA Policy®, then in case of any damage to your iWatch or theft, coverage is available there also. Just tell us about the incident and your city. We will give you a self-repair option on the same day.
How can you get a theft claim abroad?
One of the first things that comes to your mind is what if your iWatch gets stolen while you are traveling/staying abroad? No worries, we will assist you in getting the theft claim in that case. Just report the incident to the nearest police station within 48 hours of theft, get the acknowledgment receipt and no trace report. We will give you the bill for a new iWatch of the same model and it within 7 working days.
During the whole process, we will assign you a dedicated claim manager, who will assist you with all your documentation to make your claim settlement easier and quicker.
A Seamless Claim Process!
We constantly improve our claim processing speed and process, so that you don't have to wait for to get a claim, and you can start your normal life and work again. We make your experience smoother and better at every step after you associate with us.

We are Rated# No.1 by Customers!
From last 10 Years, We are rated top most Gadget insurance company in India by our customers.















Your frequently asked questions answered
We understand that buying a protection plan might not be your everyday cooking chapati. These are the questions that We answer the most. If you do not find your question here, do not hesitate to contact us!
Frequently Asked Questions
Do I need Insurance Plan for my iWatch ?
Ever had a iWatch slip from your hand or table? Accidents do happen and with iWatch Insurance you won't have to go broke to repair a shattered screen, or water damage. It's like having a constant safety net just in case. Once you buy iWatch Insurance Plan from ORA Policy®, you are no longer stressed out in the event of any damage or theft.
What is covered under iWatch Insurance Plan from ORA Policy® ?
ORA Policy® iWatch Insurance Cover.
- Cover All Kids Of Accidental & Liquid Damages.
- Coverage of All Kids Of MotherBoard Malfunctions.
- Coverage of loss/loss/burglary/Snatching Etc.
- Coverage of All Kids Of MotherBoard Malfunctions.
- Cover software problems and sudden breakdowns
So, buying an insurance plan is no more an expense, but it's more of a peace of mind. .
Do you cover old or refurbished iWatch?
Absolutely! ORA Policy® does cover old and refurbished iWatch. The only condition is that, at the time of buying the plan, it should be in its perfect working condition and should not be already broken, cracked or malfunctioning.
My iWatch is purchased from outside of India and with a different name on the invoice, it will be covered?
Yes, your iWatch is eligible for buying a protection plan from ORA Policy®. Name and place of purchase do not matter as we just need an IMEI / Serial number to activate the plan.
How do I file a claim?
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
How long does coverage last?
Absolutely yes, provided:
1-Year Plan, 2-Year Plan, and 3-Year iWatch Insurance Plan are available with ORA Policy
A No Claim Bonus of 50% cashback is applicable on the 3-Year Plan, and 25% cashback is applicable on the 2-Year iWatch Insurance Plan from ORA Policy.
How long does claim processing take?
Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.
What is an iWatch insurance plan?
An iWatch insurance plan is a protective policy designed to cover your Apple Watch against unexpected events such as accidental damage, cracked screens, liquid exposure, theft, or loss. As smartwatches become more integral to everyday life—tracking fitness, managing notifications, and supporting mobile payments—ensuring their safety is essential. iWatch insurance helps reduce costly repair or replacement expenses, offering quick service and dependable support when something goes wrong. Whether you're an athlete, traveler, or tech-savvy user, this coverage provides peace of mind and keeps your wearable tech protected wherever life takes you.
Does Ora iWatch insurance plan cover already scattered screen?
The Ora iWatch insurance plan, offered in India, is designed to protect against various damages such as accidental drops, screen cracks, or water damage. However, when it comes to pre-existing damage—such as an already cracked screen or malfunctioning components—the plan typically does not provide coverage.
Can I renew my Ora insurance policy?
No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.
Can I transfer the insurance if I sell or gift my iWatch?
Yes, you can transfer the insurance to the new owner.
Do I need to submit any documents for accidental damage claims?
No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.
Can I insure an iWatch (Smart iWatch) that I bought on EMI?
Yes, an iWatch (Smart iWatch) purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.
Does ORA Policy provide doorstep pickup and delivery for repairs?
Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.
Steps For Buying ORA iWatch Insurance Plan
How to buy Online iWatch Insurance plan from ORA Policy® ?
If you're looking to buy an insurance plan online from ORA Policy®, then simply visit the ORA Policy Official website https://www.orapolicy.com/iWatch-insurance.php, and you can buy quickly in official following steps:
- Choose your iWatch Model and Select tenure of the iWatch Insurance Plan.
- After making payment, you have to provide your email ID, purchase a bill copy and a live image of the iWatch displaying the Serial No. via email or whatsapp.
- We immediately check details given by you and send you the Activation email and Policy Document on your registered email ID.
See it's very easy and quick. If you need any support or clarification, we are always there for you to answer all your queries.
Can I renew my existing insurance plan?
As if now, we only offer-ONE time purchase. However, we always advise you to choose a longer-term tenure, while you buy an insurance plan from ORA Policy®.
Steps to file a Claim
My iWatch is damaged, how to file claim online?
No worries at all! In case of any damage to your iWatch, just email us at support@orapolicy.com from your reg. email ID, or call our customer support during business hours, and you can submit the claim. After you submit the claim, we either pick up your iWatch from your place or you can also choose the self-repair option. Doorstep services are available in selected cities, and in the case of a self-repair/replacement option, you need to share your bank details to get the amount of claim.
My iWatch is damaged again. Could I file a claim again?
Absolutely! We don't have control over the number of damages. Thus, we give a comprehensive protection plan for your iWatch Insurance, and you can claim 6 times a year without any cap limit and sum assured!
Which iWatch Models are covered under iWatch Insurance Plan?
Total damage and theft insurance plan is available on following iWatch Models:
- Canon EOS R5 Mark II
- Canon EOS R1
- Sony A7C
What is the cost of iWatch Insurance Plan?
The Prices of Total damage and theft insurance plan are dynamic in nature, however the current cost of iWatch Insurance plan is available on following iWatch Models:
iWatch Model | 1 Year | 2 Year | 3 Year |
---|---|---|---|
Samsung iWatch | 9910 | 14610 | 18210 |
Panasonic | 7910 | 4500 | 6600 |
Sony Bravio | 2200 | 3500 | 4400 |
LG iWatch | 2200 | 3500 | 4400 |
ONIDA | 2200 | 3500 | 4400 |
Apple iWatch | 2200 | 3500 | 4400 |
* Above mentioned premiums are of base models, Check out the full price details CHECK Premium
Corporate Insurance Plan
We want to take get a bulk iWatch Protection Plan. Could you help with that?
Yes sure! In all the years that we have been serving our corporate clients with iWatch Insurance Plans, with tailormade coverage and special prices.
What is the minimum device to fall into the ORA Policy® corporate program?
In order to get an enterprise package, a minimum of 20 units are required initially. Gst details and other documents are required to get a special deal and a tailor made policy!
Why should we choose ORA Policy® for our corporate iWatch?
ORA Policy® is India's largest and best SmartWatch Insurance provider, with more than 10 years of experience in the gadget protection field. We are serving top corporates in India with almost zero unapproved claim cases.
Do you visit our premises to inspect the devices which need to be insured ?
Most of the time, we do not do physical verification of devices, but in older devices you may ask to show up your devices. For further inquiry kindly email inquiries at support@orapolicy.com
Enjoy 3 years of peace of mind when you buy ORA Policy® iWatch Insurance Plan.
Brands | iPads | Laptops | iPads | iWatch | iWatch/Smart iWatch |
---|---|---|---|---|---|
SAMSUNG | All Models | All Models | -- | All Models | -- |
SONY | All Models | All Models | -- | All Models | All Models |
APPLE | iPhones | Macbook/Desktop | iPad Mini/Air/Pro | Apple iWatch | -- |
ONE PLUS | All Models | -- | -- | One Plus iWatch | -- |
ACER | All Models | -- | -- | All Models | All Models |
ASUS | All Models | -- | -- | All Models | All Models |
VIVO | All Models | -- | -- | All Models | All Models |
LENOVO | -- | All Models | -- | All Models | -- |
NIKON | -- | -- | -- | -- | All Models |
CANON | -- | -- | -- | -- | All Models |
HP | -- | All Models | -- | -- | -- |
* Lowest prices that include iWatch Insurance

