ORA Policy® | iPhone Insurance & Extended Warranty

Is your iPhone Protected? Protect your iPhone from all kind of Accidental Damages & Theft from ORA Policy® iPhone Protection Plan.
Also get FREE INTERNATIONAL Extended Warranty with every plan you purchase.

Some Of OUR Corporate Clients are:

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All about iPhone Insurance Plan

Your Ultimate Guide to Knowing about the iPhone Insurance Plan.

Let’s know about iPhone Insurance: iPhones are among the most popular mobile phones worldwide and there are good reasons for that. They provide very good performance, gorgeous design, and a rich set of features which enable them to be a must-have gadget for a large part of the population. Nevertheless, they are also high in price and easily damaged or destroyed. That is the function of iPhone insurance schemes in India. iPhone insurance plans provide coverage of loss, damage through accident, and theft, all of which bring peace of mind to iPhone users in India.

In this article, we'll take a closer look at iPhone insurance plans in India, including the benefits, coverage, and how to choose the right plan for your needs. Benefits of iPhone Insurance Plans in India Types of iPhone Insurance Plans How to Choose the Right iPhone Insurance Plan Coverage and Exclusions of iPhone Insurance Plans.:

  • Protection against Accidental Damage.
  • Coverage against Loss and Theft.
  • Free International Extended Warranty.

Checkout the Plan Details and Premium of iPhone Insurance Plan!

Screen Broken iPhone
Checkout the Premium of iPhone Insurance

Protect Your New-Old iPhone with ORA Policy® iPhone Insurance Plan.

iPhones are not only expensive but also very fragile, In case of any damage, Repair and replacements of iPhones are too expensive and may cost you minimum 40,000 INR for a small damage to 1 Lakh for entire iPhone replacement but iPhone insurance with ORA Policy® give a peace of mind from all acciental damages and theft loss.

COVERAGE & BENEFITS

360Degree Protection with 100% Cashless Insurance upto 3 Years.
  • All Damages Covered: Screen Crack, Display Damage, Liquid Damage, MotherBoard Damage & Malfunctions Covered.
  • Theft & Loss Covered: Get upto 90% from Theft/Loss/ burglary/ Snatching Etc.
  • FREE Extended warranty: You get FREE Extended warranty with Every ORA Protection Plan.
  • NO CLAIM BONUS:Get Upto 50% Cashback on NO CLAIM CASE directly in your Bank account.
  • Genuine Parts: All Repairs and Replacements are done from APPLE Authorised Service Centers.
  • Super Fast Claims: Time is important, All Claims are resolved in 48 hours time frame.
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In case of delay in claim beyond promised time, you get a new iPhone of same make and model without any further questions. All claims are PRE-APPROVED!

 - ORA Policy®

Why Do You Need iPhone Insurance?

Your iPhone is more than just a phone—it’s your camera, wallet, communicator, and personal assistant all in one. But with daily use comes risk: a single drop could shatter the screen, water damage could fry its circuits, or theft could leave you without your essential device. Repairing or replacing an iPhone can cost hundreds, if not thousands, making insurance a smart safeguard. iPhone insurance covers accidental damage, hardware malfunctions, and even loss or theft, saving you from unexpected expenses. Whether you rely on it for work, staying connected, or capturing life’s moments, protecting your iPhone with insurance ensures you’re never left stranded. Don’t wait for disaster to strike—get covered and use your iPhone with confidence, knowing you’re prepared for whatever happens.

Why Only ORA Policy® iPhone Insurance Plan?

ORA Policy® is committed to give the fastest and hassle free claims to its customers. We understand, how it feels when your expensive device gets damaged or lost. You can lodge claim online 24 hours per day 365 days of the year. Artificial intelligence (AI) has revolutionized many industries, and the Gadget Protection industry is no exception. AI is being increasingly used by Protection companies to improve their claim process. One way in which AI is being used is through automation. AI-powered chatbots can be used to quickly answer common customer queries and guide them through the claims process. This not only reduces the workload on Protection company employees but also improves the overall customer experience.

Protecting your iPhone has never been more important, and the ORA Policy® iPhone Insurance Plan is the ultimate choice for complete peace of mind. Tailored for today's fast-paced lifestyle, our insurance covers accidental damage, theft, liquid damage, screen breaks, and even mechanical failures after your warranty expires. Unlike traditional insurance, ORA Policy® offers a seamless claims process, lightning-fast approvals, and crystal-clear terms with no hidden surprises. Whether you rely on your iPhone for business, creativity, or staying connected with loved ones, our plan ensures your device is always protected. With affordable rates, flexible coverage options, and dedicated customer support, the ORA Policy® iPhone Insurance Plan stands out as the smart, reliable way to safeguard your essential device. Choose ORA Policy®—because your iPhone deserves trusted protection.


Latest iPhone Models

2024 Release iPhone Models-Get instant protection plan
  • iPhone 16 Pro Max
  • iPhone 16 Pro
  • iPhone 16 Plus
  • iPhone 16
Check Prices

2023 iPhone Models

iPhones which were released in 2023 by Apple
  • iPhone 15 Pro Max
  • iPhone 15 Pro
  • iPhone 15 Plus
  • iPhone 15
  • iPhone SE2
Check Prices

2022 and old iPhone Models

iPhones which are considerd old models are also covered
  • iPhone 14 Pro Max
  • iPhone 14 Pro
  • iPhone 14
  • iPhone 13 Pro Max
  • iPhone 13 Pro
  • iPhone 13
  • iPhone 12 Pro Max
  • iPhone 13 Pro
  • iPhone 13
  • iPhone 13 Mini
Check Prices

Did you know ...

iPhones which are brought from out of India is also covered by ORA Policy®.

Things you should know

International Coverage:

If you live outside India or travel out of India and your iPhone is insured with ORA Policy® , then in case of any damage of your iPhone or loss, your iPhone is Covered there also. Just tell us about the incident and your city, we will give a self repair option there as well.

How can you get theft claim in abroad?

One of the first thing, comes in your mind that what if your iPhone get stolen while you are travelling/staying abroad. No worries, we will assist you in getting the theft claim in that case. Just report the incident to the nearest police station within 48 hours of theft, get the acknowladgement reciept and no trace report. We will give you the Bill amount or new iPhone of the same model and make within 7 working days.

During the whole process, we will assign you a dedicated claim manager, who will assist you with all your documentation to make your claim settlement easier and quicker.

A Seamless Claim Process!

We consantly improve our claim processing speed and process, so that you dont have to wait for getting claim and you can start your normal life and work again. We make your experience smoother and better on every step after you associate with us.

girl icon with mobile in hand

We are Rated# No.1 by Customers!

From last 10 Years, We are rated top most Gadget insurance company in India by our customers.

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File A Claim




 
After Submitting this form, sitback and relax:

We believe, Satisfied customers stay longer, convert better, buy more, and come back more often. We will assisgn you a dedicated claim manager once we get your claim request.

We appreciate your time and patience.
FAQ Section

Your frequently asked questions answered

We understand that buying a protection plan might not be your everyday cooking chapati. These are the questions that We answer the most. If you do not find your question here, do not hesitate to contact us!

Frequently Asked Questions

Do I need a iPhone Insurance Plan for my iPhone?

Ever had a phone slip from your hands? Accidents do happen and with iPhone insurance you won't have to go broke to repair a shattered screen, or water damage. It's like having a constant safety net just in case. Once you buy iPhone Insurance Plan from ORA Policy® , you are no longer stressed out in the event of any damage or theft of iPhone.

What is covered under iPhone Insurance Plan from ORA Policy® ?

ORA Policy® iPhone Insurance Cover.

  • Cover All Kind Of Accidental & Liquid Damages.
  • Coverage All Kind Of MotherBoard Malfunctions.
  • Coverage from Theft/Loss/burglary/Snatching Etc.
  • Coverage All Kind Of MotherBoard Malfunctions.
  • Cover Software problem and suddent breakdown.

Apart from above protection and coverage, you also get free international warranty with every plan you purchase.
So, buying insurance plan is no more an expense, but its a more of a peace of mind. .

Do you cover old or refurbished iPhones?

Absolutely! ORA Policy® , do cover old and refurbished iPhones, the only condition is that, at the time of buying the plan, iPhone should be in its perfect working condition and should not be broken or malfunctioned.

My iPhone is purchsed from out of India and with different name on invoice, will it be covered?

Yes, your iPhone is elgible for buying protection plan from ORA Policy® , name and place of purchase does not matter as we just need IMEI / Serial number to Activate the plan.

How do I file a claim?

You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.

How long does coverage last?

Absolutely yes, provided:
1-Year Plan, 2-Year Plan, and 3-Year iPhone Insurance Plan are available with ORA Policy
A No Claim Bonus of 50% cashback is applicable on the 3-Year Plan, and 25% cashback is applicable on the 2-Year iPhone Insurance Plan from ORA Policy.

How long does claim processing take?

Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.

What is an iPhone insurance plan?

An iPhone insurance plan is a specialized coverage solution that protects your iPhone from a variety of unexpected issues, including accidental drops, cracked screens, water damage, theft, and even complete loss. With iPhones being high-value devices that play a central role in daily life—handling everything from communication and navigation to payments and media—any damage or malfunction can be both disruptive and expensive. iPhone insurance helps cover repair or replacement costs, reducing financial stress and downtime. It’s an ideal choice for anyone looking to protect their investment and stay connected without interruption.

Does Ora iphone insurance plan cover already scattered screen?

The Ora iPhone insurance plan, offered in India, is designed to protect against various damages such as accidental drops, screen cracks, and liquid spills. However, if your iPhone already has pre-existing damage—such as a cracked screen or malfunctioning components—before purchasing the insurance, the plan typically does not cover that damage.

Can I renew my Ora insurance policy?

No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.

Can I transfer the insurance if I sell or gift my iPhone?

Yes, you can transfer the insurance to the new owner.

Do I need to submit any documents for accidental damage claims?

No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.

Can I insure an iPhone that I bought on EMI?

Yes, an iPhone purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.

Does ORA Policy provide doorstep pickup and delivery for repairs?

Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.

Steps For Buying ORA iPhone Insurance Plan

How to buy Online iPhone Insurance plan from ORA Policy® ?

If you're looking to buy insurance plan online from ORA Policy® then simply visit ORA Policy® Official website https://www.orapolicy.com/iphone-insurance.php and you can buy quickly in simple following steps:

  • Choose your iPhone Model and Select tenure of the iPhone Insurance Plan.
  • After making payment oline or through UPI/QR, you have to provide your email id, iPhone bill copy and a photo of iPhone displaying IMEI Number on the screen via email or whatsapp.
  • We immediately check details given by you and send you the Activation email and Policy Document on your registered email ID..

See its very easy and quick, in case you need any support or clarification, we are always there for you to answer all your quries.

Can I renew my existing insurance plan?

As if now, we only offer one time purchase, however we always advice you to choose a longer term tenure, while you buy insurance plan from ORA Policy®.

Steps to file a Claim

My iPhone is damaged, how to file claim online?

No worries at all! In case of any damage of your iPhone, just email us at support@orapolicy.com from your reg. email id, or call our customer support during business hours, and you can submit the claim. After you submit the claim, we either pickup your iPhone from your place or you can also choose for self repair option. Doorstep services are available in selected cities, and in case of self repair/replacement option, you need to share your bank details to get the amount of claim.

My iPhone is damaged again, can I file claim again?

Absolutely! We dont have control over number of damages, thus, we give comprehensive protection plan on your iPhone Insurance, and you can claim 6 times in a year without any cap limit and sum assured.!

Which iPhone Models are covered under iPhone Insurance Plan?

Total damage and theft insurance plan is available on following iPhone Models:

  • iPhone 16 Pro Max
  • iPhone 16 Pro
  • iPhone 16 Plus
  • iPhone 16
  • iPhone 15 Pro Max
  • iPhone 15 Pro
  • iPhone 15
  • iPhone 14 Pro Max
  • iPhone 14 Pro
  • iPhone 14
  • iPhone 13 Pro Max
  • iPhone 13 Pro
  • iPhone 13
  • iPhone 13 Mini
  • iPhone SE2
  • iPhone 12 Pro Max
  • iPhone 12 Pro
  • iPhone 12
What is the cost of iPhone Insurance Plan?

The Prices of Total damage and theft insurance plan are dynamic in nature, however the current cost of iPhone insurance plan is available on following iPhone Models:


iPhone Model 1 Year 2 Year 3 Year
iPhone 16 Pro Max 9910 14610 18210
iPhone 16 Pro 7910 4500 6600
iPhone 16 Plus 2200 3500 4400
iPhone 16 2100 2300 2200
iPhone 15 Pro Max 5500 2200 3300
iPhone 15 Pro 5500 2200 3300
iPhone 15 5500 2200 3300
iPhone 14 Pro Max 2100 2300 2200
iPhone 15 Pro Max 5500 2200 3300
iPhone 16 2100 2300 2200
iPhone 15 Pro Max 5500 2200 3300
iPhone 16 2100 2300 2200
iPhone 15 Pro Max 5500 2200 3300
iPhone 15 Pro 2200 5500 2200

* Check out the full price details CHECK Premium

Corporate Insurance Plan

We want to take bulk iphone Protection plan, can you help with that?

Yes sure! In all the years that we have been serving our corporate clients with iPhone Insurance Plans, with tailormade coverage and special prices.

What is the minimum devices to fall into ORA Policy® corporate program?

In order to get enterprise package, minimum 20 units is required initially. Gst details and other documents are required to get special deal and tailormade policy!

Why should we choose ORA Policy® for our corporate iPhones?

ORA Policy® is India's largest and best iPhone Insurance provider with having more then 10 years of experience in gadget protection field, we are serving top corporates in India with almost zero unapproved claim cases..

Do you visit our premises to inspect the devices which need to be insured ?

In most of the time we do not do physical verification of devices, however in older devices you may ask for showing up your devices. For further inquiry kindly email at support@orapolicy.com

Enjoy 3 years of peace of mind when you buy ORA Policy® iPhone Insurance Plan for iPhone.

ORA Policy® provides repair or replacement coverage and Theft/Loss Claim, 100% Cashless, from Apple-authorised service centers. ORA Policy® also cover other products, some of the products are:

Brands Smartphones Laptops iPadsTVCamera/DSLR
SAMSUNG All Models All Models -- All Models --
SONY All Models All Models -- All Models All Models
APPLE iPhones Macbook/Desktop iPad Mini/Air/Pro Apple TV --
ONE PLUS All Models -- -- One Plus TV --
ACER All Models -- -- All Models All Models
ASUS All Models -- -- All Models All Models
VIVO All Models -- -- All Models All Models
LENOVO -- All Models -- All Models --
NIKON -- -- -- -- All Models
CANON -- -- -- -- All Models
HP -- All Models -- -- --

* Lowest prices that include iPhone Insurance

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